How much returns are you earning from your robo-advisor portfolios?

Robo portfolio: Stashaway (22% Risk Index)

• Returns:

Time weighted: +6.34%

Money weighted: +5.13%

Returns are little because i do DCA every month.

• Duration: Since Aug 2020

My first answer in this Seedly community! :D

I'm new to investment too, and Moneyowl is the first (& only thus far) robo-advisor I have.

Portfolio 1: Equity (monthly)

Period: Since May 2019

Time Weighted Return (Feb 2021): 28.3%

Simple Return (Feb 2021): 22.38%

I just set up another one-time lump sum portfolio with Moneyowl

(Not sure if it was a smart move?? Any advice? Got tempted due to the zero fee til Dec 2021 :P)

Period: Since Jan 2021

Time Weighted Return (Feb 2021): 2.04%

Simple Return (Feb 2021): 3.97%

I am now looking at opening a Syfe REIT+ and/or Equity100 too...

Is this considered diversification? (:

There is less value in asking this question becaus people may enter at different times and have different strategies even when using robos.

a better approach would be to look at the statistics and backtest the robo's asset allocation to get assurance of its risk and return patterns.

Since robos are a recent creation, you may fall into the recency bias with this question, inevitable.

I too was previously occupied with what returns others were making to gain comfort in the strategies, but it is a flawed conviction. Humbly I say to you, ask better questions and you will get better answers.

Robo "S" - highest risk portfolio: 7.4% annualised

Robo "E" - 60/40 portfolio: 1.3% annualised

started both in late 2019, returns include dividends reinvested and robo fees, but exclude trailer fee rebates and CPF bank fee charges.

but really, 1 good year is not representative. i would love to see a market crash and then see how many people will start to curse at these robos. lol

edit 02 Feb:

Robo "E" returns down again :(

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