How can I better manage/grow my money on top of my current plans?

Hi!

Looking at your portfolio, I see that there is an average return of about 2%, which is pretty low. You can take on some additional risk and get a higher return on the same investment amount. After having a liquid fund kept aside as an emergency fund, you can use the rest to investment in ETFs, REITs etc. which may provide better return. You can also make use of a robo-advisor, which will generate an optimal portfolio for you based on your financial objectives and risk appetite.
I work at kristal.AI, and it's my passion to evaluate various upcoming investment opportunities.

Agree with Kelly, unless there's a need for cash within the next 3 years, you're probably a little too heavy on low yielding instruments.

I'd keep 6 months of expenses in a high interest savings account and the rest into a globally diversified portfolio matching my risk profile with a financial advisor (you've chosen Stashaway but you can test out Syfe or any other financial advisor in the market)

So if you spend 1k/mth, that'll be 6k in the bank, and the other 55k into such a portfolio.

But if there's any money earmarked within 3 years, I'd keep that aside and not expose that to the market.