facebookIs it possible to get an outpatient health plan in Singapore for GP, specialist consultation etc on top of the current Medisave-approved integrated shield plans offered by a private insurer? - Seedly

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Anonymous

20 Oct 2019

Insurance

Is it possible to get an outpatient health plan in Singapore for GP, specialist consultation etc on top of the current Medisave-approved integrated shield plans offered by a private insurer?

I'm not very sure if the Medisave integrated shield plan cover pre and post-treatment for day surgery hence am wondering if it is possible to get outpatient plan only in the market

Discussion (5)

What are your thoughts?

Elijah Lee

Elijah Lee

20 Oct 2019

Level 18·Independent Financial Advisor at Phillip Securities (Jurong East)

Hi anon, yes, there is actually an outpatient health plan for GP and specialist, however, it requires you to be a MINDEF Group Term policyholder first.

More details can be found here:

https://www.aviva.com.sg/en/mindef-and-mha/outp...
So your integrated shield plan would cover your hospitalization, pre and post expenses, and if you desire, the MINDEF outpatient medicare rider can cover ad-hoc GP visits.

I'd only recommend it if your company does not have comprehensive employee benefits for GP/specialist.

View 1 replies

Leslie Koh

Leslie Koh

20 Oct 2019

Level 8·Associate Financial Services Manager at Prudential Assurance Company Singapore

Hi Anon, for outpatient coverage for GP & Specialists, they are usually provided by Employee Benefits or Corporate Insuance which is generally provided by your company. Do check with your HR on what are your entitlements.

If you're looking for a standalone to buy for your personal consumption, I don't recall there's any plans in the market now that;s providing that.

To answer your 2nd question, most of MediSave Integrated Shield plan covers Pre & Post hospitalisation consultations & treatments. Do take note that the main difference between the different companies are the duration of the pre & post hospitalization benefit coverage.

Cheung Jian Hui

Cheung Jian Hui

20 Oct 2019

Level 4·Financial Planner at Great Eastern Life

Hi anon,

Pre and post treatment for day surgery are usually covered under your private shield plans...

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