Integrated Shield Plan. How do i choose which insurance for Integerated Shield Plan? Which is the best option using MediSave.

When choosing an Integrated Shield Plan (IP), there are a few factors to consider:
1. Coverage: Look at the coverage provided by the plan. Consider if it covers private hospitals, class of wards, and if there are any limits on coverage.

2. Premiums: Compare the premiums of different plans. Make sure the premium is affordable for you in the long term.

3. Insurer's Reputation: Check the reputation and customer service record of the insurance company offering the plan.

4. Additional Benefits: Some plans offer additional benefits such as outpatient coverage, maternity benefits, or dental coverage. Consider if these are important to you.

5. MediSave Coverage: Check how much of the premiums can be paid using MediSave. Different plans may have different coverage limits using MediSave.
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It's best to research and compare different plans based on these factors to choose the one that best suits your needs and budget.

Hi,

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You do need to look at the coverages, coverage sum and most importantly claim based pricing portion. Because it will affect your premium if you've made a claim and how long to pay the claim pricing.

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If you would like to discuss it in detail, I would love to connect with you!
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