Does Raffles Health insurance shield plans only cover hospitalization claims for Raffles Medical? Can I get this plan even if I don't go to raffles medical in case I get hospitalized?

Hi Anon, Raffles Shield covers all Singaporean Hospitals.

Based on your benefit chosen you can either be covered up to 100% (less deductible and co-insurance) for all private hospitals, 100% all Govt Restructured Hospitals A ward + Raffles Hospital, 100% all Govt Restructured Hospitals A Ward without Raffles Hospital, or 100% Govt Restructured Hospital B1 Ward.

So decide first if you want private hospital benefit. If yes, you can save some money by making it exclusive to Raffles Hospital only or pay full price for all private hospitals.