Do I get Miles/Rewards on my credit card from paying my insurance premium/ property tax/ road tax? - Seedly
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Huang Yixuan

Asked on 20 Jan 2020

Do I get Miles/Rewards on my credit card from paying my insurance premium/ property tax/ road tax?

I’m thinking of either using Citi PremierMiles or this new AMEX Platinum Credit card (or it could be platinum reserve I can’t remember!) that will give me a luggage if I spend $4.5k within the first three months!

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Hi Yixuan,

If it's the luggage, it's the Platinum CC you are talking about:

https://www.americanexpress.com/sg/credit-cards/platinum-credit-card/

I didn't see anything that explicitly excludes insurance from meeting the $4.5K spend requirement under the T&C:

https://www.americanexpress.com/content/dam/amex/sg/campaigns/pdfs/platinum-credit-card.pdf

Heads up, Citi PM is running a rather attractive promo now if you happen to be an existing cardholder.

I am pretty certain no matter the card, insurance premiums won't award you with points or miles, but they generally still count towards targeted spending goals.

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pat
pat
Level 7. Grand Master
Answered on 10 Feb 2020

Usually these are excluded. however, like seng hoong shared, you can pay a premium to have it count as a legit payment

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Ken K
Ken K
Level 6. Master
Answered on 10 Feb 2020

Yes by using cardup with an admin fee

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BA
Barry Allen
Level 6. Master
Answered on 10 Feb 2020

Hello,

You will get nothing if you use Citi PM to pay for your insurance and road tax.

However, as of now, AMEX still award MR for insurance spend. No such luck for road tax as the LTA website does not accept AMEX.

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CS
Chan seng hoong
Level 6. Master
Answered on 03 Feb 2020

Yes, you can get miles.rewards, however you need to pay a fee for it.

There is a website callled "cardup" which converts such payments (which tend to be excluded by credit cards) into expenditure that is recognisied by credit card companies for earning rebates and airmiles.

I have attached the link to cardup below: https://blog.cardup.co/personal/insurance-premiums-credit-card-cardup ​​​

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Wallace Chai
Wallace Chai
Level 9. God of Wisdom
Answered on 03 Feb 2020

Nope. Taxes and insurance are excluded.

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In most cases, paying for insurance premium is one of the listed exclusion for most credit cards. To be sure, do check the terms of the exact card itself. The same goes for property tax.

On the other hand, I have been getting my rewards for paying road tax.

Here is everything about me and what I do best.

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