I am an undergraduate, debt-free with 30k in savings. I'm looking at investing using Roboadvisors, how should I allocate my money?

I have a few points to make:

1. Investment should be for the long term so short term fluctuation (election) should not matter. Unless, the result of the election changes the trajectory of US economy for the next 50 years to downfall of the superpower, then yes it matters.

2. Consider other factors such as wealth manager (which can answer qns like this), fees and custodian account. Personally choose AutoWealth and Endowus. Low fees, have custodian account and individual WM for you (autowealth)

3. Historically, market has been always rising (nett) so investing lump sum now potentially gives you the most return (based on past performance). If you are unforcomtable with that, you can invest a fixed sum monthly/periodically.

4. If you're needing the money within 2.5 years for any reason, I suggest not putting them in stock market. Anything (literally anything) can happen within these 2 years and you may end up lesser than what you start off with which is bad if you need it for expenditure. Invest with what you can afford to lose.

5. Ensure you have emergency funds before you invest, This amount can be lesser if you are fully dependent on your parents/guardians since you do not have to worry about paying for your own bills/food/etc. Gradually as you near graduation, you can top up that amount to 6-12 months' worth of expenditure. Can be more for security, can be lesser than 12 if you already secured a job and cofident of prospects (better safe than sorry).