I earned some money from a startup of mine which ceased to exist 2 years ago. My current level of income is near zero (I'm studying in uni) except for a few hundred bucks each month from a small business of mine. (I stopped taking allowance from my parents quite some time back)
I have a medium risk appetite and am willing to put in the time and effort to learn about the stocks market. I'm open to low-risk ETFs as well that I can stash my money in and focus on my studies and personal life.
Hello there! That's an incredible feat! Good to know that you started your savings journey this early. When it comes to savings, we should always start early (as early as one can), save little and save often.
As a new investor, you may want to consider exploring alternative investment vehicles such as gold. I personally found investing in gold super interesting particularly as I want my money to grow but without the volatility that comes with investing in high-risk options and with the added advantage of liquidity for when I need cash. This might be important for you since you are still a student. Here's an article which will help you decide which vehicle is best for you: https://bit.ly/5GrowthOptions
Hope this helps and all the best!
Super idea (ETFs), after having no debt and set aside some form of an emergency fund,
get some ideas (particularly on what surely not to do) here:
Can consider going for investment courses to learn about investment.
helps greatly to know how to look at companies and how to invest.
otherwise low cost ETF is also good, give you market returns
I make videos about interesting stuff at youtube here
Write your thoughts