Currently in year 2 in poly and have about 14k in my bank. Not sure of what I should invest in to grow this sum of money. Any advice?

If you want to grow wealth, go for crypto. At your age, unless you have dependents, take as much risks as you can. But before you start, spend lots of your free time studying and researching. Then start with baby steps.

Too complicated? Try individual US stocks. Similarly I would advise you to study and research a lot first before diving in.

Both sounds daunting right? Find a community or a mentor you can trust.

But if you prefer to grow your money at a slightly faster rate than inflation at lower risks, go for ETFs. Generally safer but you won’t see a significant sum until 20 years later.

Not sure how to do ETFs? Next is probably robo-advisors. Select a portfolio according to your risk appetite and the rest will be done for you. Fees will be relatively cheaper than an investment plan.

And at the end of the day, NEVER, EVER, GET AN INVESTMENT PLAN (ILP).

Start with board bases ETF first. It is relatively safer, get use to the market volatility first before attempting other "heart-attacking" stuff.