Insurance and hospital plan paying in bulk (about 9k per person per year) has a benefit of 2% less. For 2 person's it accounts for 8% combined both insurance and hospital plan. I like to pay one shot with my credit card and make it as an installment for 12 months with 0% processing and interest fee. Need to know which credit card provides that facility. Also like to check is there any alternate to achieve this like credit card fund transfer with minimum fee less than 1%. Hospital plan in Prudential and insurance is in AIA. I hold dbs, uob, scb credit card.