ePROTECT travel / Tiq Travel
Tiq sits under Etiqa Insurance, which was incepted in Singapore in 1961. The company is jointly owned by international banking group Maybank and insurance group Ageas. Collectively, the joint venture company - Maybank Ageas Holdings Berhad - has served some 55 million customers worldwide.
Etiqa has been the the official assurer for the Housing Development Board (HDB) Fire Insurance Scheme since 2009.
In March 2018, Etiqa was awarded the Emerging 1,000 Companies by the Singapore 1000 (S1000), which ranks homegrown companies based on their financial performance. It also holds a Marketing Initiative of the Year Award 2019.
Read Review About...
If you're a first-time customer to Etiqa Singapore, you might be happy to know the Seedly readers have (mostly) raved about its travel insurance plans - but we'll leave you to peruse the reviews and draw your judgment.
The Etiqa Travel Insurance-owned company offers plans for the following types of travellers:
You'll find two plans for your picking: Non Pre-Ex Plans (under which Entry, Savvy and Luxury fall), and Pre-Ex Plans.
Here's an overview of what the plans offer - although coverage varies depending on your age, length of travel and premium type.
There're all kinds of things you can include coverage for. The below amounts indicate the maximum coverage, assuming you opt for the Non-Pre Ex (Luxury) Plan.
If you're wondering about discounts, the Etiqa promo code "TEIF" offers 5% off all insurance plans for travel, home and your private car.
Travel insurance premiums vary; you'll have to request a quote through the official Tiq website. As an example, though, here's roughly how much a Non Pre-Ex Plan (Entry) would cost:
Here's a further breakdown of what's offered under the Pre-Ex and Non Pre-Ex Plans.
Up to $20,000
Overseas Medical Expenses
Up to $150,000
Emergency Medical Evacuation and Repatriation
Up to $250,000
Pre-Ex Plan Benefits
Personal Accidents (Accidental Death and Permanent Disability)
$50,000 (child); $150,000 (adults below 70 years old); $30,000 (70 to 80 years old)
$100,000 (child); $40,000 (adults below 70 years old); $300,000 (70 to 80 years old)
$200,000 (child); $500,000 (adults below 70 years old); $50,000 (70 to 80 years old)
Medical Expenses Incurred Overseas
$75,000 (child); $200,000 (adults below 70 years old); $30,000 (70 to 80 years old)
$150,000 (child); $500,000 (adults below 70 years old); $50,000 (70 to 80 years old)
$250,000 (child); $1,000,000 (adults below 70 years old); $75,000 (70 to 80 years old)
Trip Cancellation and Loss of Deposit
Bankruptcy of Travel Agent
Non Pre-Ex Plans