Etiqa Tiq Travel Insurance
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Summary
Tiq Travel Insurance Review
Tiq travel insurance is finally offering COVID-19 coverage, albeit as an add-on rider. The rider comes in three tiers — entry, savvy and luxury, based on the coverage tier you opt for.
The highest tier coverage gives you up to S$300,000 medical coverage for COVID-19 incurred overseas, as well as up to S$5,000 coverage for trip cancellation and loss of deposit. If your trip is postponed, you are insured up to S$1,500.
On top of that, there is also a quarantine allowance of up to S$1,500, S$100 for every 24 hours, and up to S$500,000 emergency medical evacuation & repatriation to Singapore. It now also offers coverage for Cruise To Nowhere.
Since the COVID-19 coverage is only available as a rider, you’ll just have to top up an affordable amount to enjoy the benefits offered, to grant you a peace of mind for you and your loved ones.
SingSaver's Exclusive TIQ Travel Insurance Promotion:
Single Trip: Use the promo code TIQSINGSAVER to get 50% off. Also receive $30 Free Travel Voucher. Valid till 30 November 2024. T&Cs apply.
Annual Trip: Use the promo code TIQSINGSAVER to get 80% off your COVID-19 rider. Valid till 30 November 2024. T&Cs apply.
What the product is about:
Tiq travel insurance is finally offering COVID-19 coverage, albeit as an add-on rider. The rider comes in three tiers — entry, savvy and luxury, based on the coverage tier you opt for.
The highest tier coverage gives you up to S$300,000 medical coverage for COVID-19 incurred overseas, as well as up to S$5,000 coverage for trip cancellation and loss of deposit. If your trip is postponed, you are insured up to S$1,500.
On top of that, there is also a quarantine allowance of up to S$1,500, S$100 for every 24 hours, and up to S$500,000 emergency medical evacuation & repatriation to Singapore. It now also offers coverage for Cruise To Nowhere.
Since the COVID-19 coverage is only available as a rider, you’ll just have to top up an affordable amount to enjoy the benefits offered, to grant you a peace of mind for you and your loved ones.
Features & Benefits:
+ Zone 1 (Asean) - Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Thailand, Philippines and Vietnam.
+ (Covid-19) Overseas Medical Expenses coverage of up to $100,000
+ (Covid-19) Emergency evacuation cover/ repatriation up to $200,000.
+ Offers terrorism coverage of up to $100,000
+ Offers Cruise to Nowhere coverage.
+ Hassle-free and immediate travel claims encashment via PayNow.
+ Receive $150,000 for accidental death and permanent disablement.
+ Legal liability coverage of up to $250,000 for accidents overseas resulting in third party bodily injuries or property damage.
+ Automated flight delay benefit claims and instant payout (with just 3 hours of consecutive delay up to $300).
- Does not cover any pre-existing conditions (unless you are insured under a Pre-Ex Plan).
- Excludes if insured person undertakes any journey against the advice of a physician.
- No compensation for any air miles, holiday points, membership or credit card redemption the insured person(s) use to pay for all or part of the trip.
- Medical Expenses Incurred in Singapore - Not Covered.
Fulfilment:
- Promotion Gift will be fulfilled by TIQ
- SingSaver Promotion gift will be fulfilled by SingSaver
Product Page Transparency
- Claimed in October 2020
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Summary
Tiq Travel Insurance Review
Tiq travel insurance is finally offering COVID-19 coverage, albeit as an add-on rider. The rider comes in three tiers — entry, savvy and luxury, based on the coverage tier you opt for.
The highest tier coverage gives you up to S$300,000 medical coverage for COVID-19 incurred overseas, as well as up to S$5,000 coverage for trip cancellation and loss of deposit. If your trip is postponed, you are insured up to S$1,500.
On top of that, there is also a quarantine allowance of up to S$1,500, S$100 for every 24 hours, and up to S$500,000 emergency medical evacuation & repatriation to Singapore. It now also offers coverage for Cruise To Nowhere.
Since the COVID-19 coverage is only available as a rider, you’ll just have to top up an affordable amount to enjoy the benefits offered, to grant you a peace of mind for you and your loved ones.
SingSaver's Exclusive TIQ Travel Insurance Promotion:
Single Trip: Use the promo code TIQSINGSAVER to get 50% off. Also receive $30 Free Travel Voucher. Valid till 30 November 2024. T&Cs apply.
Annual Trip: Use the promo code TIQSINGSAVER to get 80% off your COVID-19 rider. Valid till 30 November 2024. T&Cs apply.
What the product is about:
Tiq travel insurance is finally offering COVID-19 coverage, albeit as an add-on rider. The rider comes in three tiers — entry, savvy and luxury, based on the coverage tier you opt for.
The highest tier coverage gives you up to S$300,000 medical coverage for COVID-19 incurred overseas, as well as up to S$5,000 coverage for trip cancellation and loss of deposit. If your trip is postponed, you are insured up to S$1,500.
On top of that, there is also a quarantine allowance of up to S$1,500, S$100 for every 24 hours, and up to S$500,000 emergency medical evacuation & repatriation to Singapore. It now also offers coverage for Cruise To Nowhere.
Since the COVID-19 coverage is only available as a rider, you’ll just have to top up an affordable amount to enjoy the benefits offered, to grant you a peace of mind for you and your loved ones.
Features & Benefits:
+ Zone 1 (Asean) - Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Thailand, Philippines and Vietnam.
+ (Covid-19) Overseas Medical Expenses coverage of up to $100,000
+ (Covid-19) Emergency evacuation cover/ repatriation up to $200,000.
+ Offers terrorism coverage of up to $100,000
+ Offers Cruise to Nowhere coverage.
+ Hassle-free and immediate travel claims encashment via PayNow.
+ Receive $150,000 for accidental death and permanent disablement.
+ Legal liability coverage of up to $250,000 for accidents overseas resulting in third party bodily injuries or property damage.
+ Automated flight delay benefit claims and instant payout (with just 3 hours of consecutive delay up to $300).
- Does not cover any pre-existing conditions (unless you are insured under a Pre-Ex Plan).
- Excludes if insured person undertakes any journey against the advice of a physician.
- No compensation for any air miles, holiday points, membership or credit card redemption the insured person(s) use to pay for all or part of the trip.
- Medical Expenses Incurred in Singapore - Not Covered.
Fulfilment:
- Promotion Gift will be fulfilled by TIQ
- SingSaver Promotion gift will be fulfilled by SingSaver
Product Page Transparency
- Claimed in October 2020
Plans (3)
Tiq Travel Entry Plan
$21.45
PER ADULT (THAILAND, 1 WK)
$200,000
MEDICAL COVERAGE (OVERSEAS)
$5,000
TRIP CANCELLATION
$2,000
LOSS OR DAMAGE OF BAGGAGE
📣 SIGN-UP BONUS
Get 50% off on Single Trip plans and get 80% off your COVID-19 rider add-on.
Valid till 30 Nov 2024. T&Cs apply.
4.6
190 Reviews
Service Rating
Claim Duration
Customer Support
Ease of Purchase
Ease of Claim
High to Low
Posted 2d ago
Purchased
Tiq Travel Entry Plan
Referral Code: R450740 Hi boys and girls! You all may use my referral code R450740 to get additional $10 discount for insurance! Cheers :) Fast and efficient insurance company! My luggage damage claim was approved within 12 hours.0
What are your thoughts?Posted 25 Oct 2024
Purchased
Tiq Travel Savvy Plan
Made a claim for travel delay immediately after landing and the claim process was very simple, requiring only the boarding pass/flight details. Claim was approved in 1 day. Subsequently realized that the claim I submitted had an error in the original flight (due to multiple delays in the flight, thus having multiple flight numbers) and so I emailed the claim specialist to review the claim and submitted the original flight booking details and the claim was reviewed and approved within 12 hours. Incredibly efficient and smooth process!0
What are your thoughts?Posted 30 Mar 2024
Purchased
Tiq Travel Savvy Plan
[Claims Process] Fast! They are there when you need it. [Terms and Conditions] Overall good and based on what I needed. [Purchase Process] Super fast, and online.0
What are your thoughts?Posted 25 Sep 2023
Purchased
Tiq Travel Savvy Plan
Cheapest Travel Insurance I ever bought (It was literally FREE!) Used the "TIQSEEDLY" promo code for 48% discount on the premium and "FREETRAVEL" promo code at checkout as I was a first time user for an additional $30 off, and ended up paying $0! :))) Super worth considering it is a 6 days trip to Vietnam and other travel providers could be charging more than $50 for a similar plan. Would recommend everyone who is looking to buy travel insurance and have not used Tiq before to make use of the first time promo before it ends! (ends End Sept 2023 unless the promo is extended)0
What are your thoughts?Posted 05 Feb 2023
Purchased
Tiq Travel Entry Plan
I went to Turkey and got injured. It’s so easy to claim the money and hassle-free. It is also easy to transfer out the money to my own bank account.1
What are your thoughts?Reply
Save
Posted 30 Nov 2022
Purchased
Tiq Travel Entry Plan
Claiming was very smooth and fast. Tiq even knows the flight details of their customers. Fast customer service too!1
What are your thoughts?I totally agree. As long as it's legit and you have clear concrete proof. It's an insurance company, they need to make money. But so far when I needed to claim the process was very smooth.
Reply
Save
Posted 26 Nov 2022
Purchased
Tiq Travel Entry Plan
[Purchase Process] Very simple purchase process and easy to navigate the website. Really recommended.0
What are your thoughts?Posted 25 Nov 2022
Purchased
Tiq Travel Entry Plan
Have bought this travel insurance a few times, even before COVID. Recently bought the basic plan for travel use, although the cost shown is not inclusive of COVID coverage, it can be selected as part of an add-on. The final price is still affordable. The coverage is extensive enough for a short trip. Very quick and swift to apply, also applied it through SingSaver for the additional cashback! Overall, it's very worth it.0
What are your thoughts?Posted 22 Nov 2022
Purchased
Tiq Travel Entry Plan
[Customer Service] The agent was very friendly and prompt in answering my questions. [Purchase Process] It was simple to do the purchase online and to use referral codes on top of their existing promotions to get a better price. I also appreciate their text messages on flight information; a nice touch that I don't get from other insurers, keep up the good work:)0
What are your thoughts?Posted 21 Nov 2022
Purchased
Tiq Travel Savvy Plan
[Purchase Process] Very easy to purchase online! No complaints here at all. [Claims Process] My travel companion's predeparture ART was positive and could not board the flight to return to SG. Unfortunately, I turned positive the day after so both of us quarantined for a total of 8 days. To make it even worse, my travel companion's luggage got delayed for 10 hours upon arriving in SG.... We managed to claim our flight difference, get quarantine allowance and for the baggage delay as well. Phew!! Just remember to keep all receipts and official notices and boarding passes just in case!0
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What Does Tiq Travel Insurance Cover?
If you're a first-time customer to Etiqa Singapore, you might be happy to know the Seedly readers have (mostly) raved about its travel insurance plans - but we'll leave you to peruse the reviews and draw your judgment.
The Etiqa Travel Insurance-owned company offers plans for the following types of travellers:
- Individuals
- Married couples
- Families (of up to 6 adults)
- Groups (up to 10 pax)
What Types of Travel Insurance Plans Are Offered?
You'll find two plans for your picking:
- Non Pre-Ex Plans (under which Entry, Savvy and Luxury fall),
- and Pre-Ex Plans.
What Are Some Benefits of Tiq Travel Insurance?
Here's an overview of what the plans offer - although coverage varies depending on your age, length of travel and premium type.
- Automated flight delay monitoring (in real time) upon three hours of consecutive flight delay
- Covers pre-existing medical conditions (only for Pre-Ex Plans)
- Immediate travel payouts to eWallet Encash via PayNow
- 24/7 emergency hotline
- Family-friendly; covers senior citizens up to 80 years old
- Bankruptcy of travel agent
Optional Add-Ons
There're all kinds of things you can include coverage for. The below amounts indicate the maximum coverage, assuming you opt for the Non-Pre Ex (Luxury) Plan.
- Child education (max $3,000 per child; up to $15,000)
- Rental car excess (max $1,000)
- Pet hotel (max $1,000; $50 for every six hours)
- Sports equipment (max $4,000)
Plan Tiers, Prices
Travel insurance premiums vary; you'll have to request a quote through the official Tiq website. As an example, though, here's roughly how much a Non Pre-Ex Plan (Entry) would cost:
- 1 week ASEAN countries: From $19
- 1 week Asian countries: $23.65
- 1 week Global: $35.75
Here's a further breakdown of what's offered under the Pre-Ex and Non Pre-Ex Plans.
Benefits | Coverage Amount |
|---|---|
Daily Hospitalisation | Up to $20,000 |
Overseas Medical Expenses | Up to $150,000 |
Emergency Medical Evacuation and Repatriation | Up to $250,000 |
Pre-Ex Plan Benefits
Benefits | Entry | Savvy | Luxury |
|---|---|---|---|
Personal Accidents (Accidental Death and Permanent Disability) | $50,000 (child); $150,000 (adults below 70 years old); $30,000 (70 to 80 years old) | $100,000 (child); $40,000 (adults below 70 years old); $300,000 (70 to 80 years old) | $200,000 (child); $500,000 (adults below 70 years old); $50,000 (70 to 80 years old) |
Medical Expenses Incurred Overseas | $75,000 (child); $200,000 (adults below 70 years old); $30,000 (70 to 80 years old) | $150,000 (child); $500,000 (adults below 70 years old); $50,000 (70 to 80 years old) | $250,000 (child); $1,000,000 (adults below 70 years old); $75,000 (70 to 80 years old) |
Trip Cancellation and Loss of Deposit | $5,000 | $5,000 | $10,000 |
Bankruptcy of Travel Agent | $1,000 | $1,000 | $3,000 |
Flight Overbooking | $100 | $100 | $100 |
Travel Postponement | $500 | $500 | $1,000 |
Personal Liability | $250,000 | $500,000 | $750,000 |
Non Pre-Ex Plans
Additional Things to Know About Tiq Travel Insurance by Etiqa
- Claims can be made online via TiqConnect
- Tiq defines a child as anyone 18 years or younger- or, for full-time students in a recognised institute of higher learning, up to 25 years old.
- Tiq Travel Insurance is available for anyone up to the age of 80, with reduced coverage for personal accidents, medical expenses (whether incurred in Singapore or overseas) and in the event of acts of terrorism.
- Transit travellers (i.e. those that are not Singapore residents) are also eligible for plans including the Group, Family and Married Couples Plans - so long as the policy owner is Singaporean.
- Pre-Ex and Non Pre-Ex Plans can be combined for single trips only, so long as the trip does not exceed 30 days.
Tiq Travel Insurance Contact Info
- Main Office: +65 6887 8777
- WhatsApp: +65 8677 9780 (Mon to Fri, 8.45am to 5.30pm)
- Address: TIQ Travel Insurance, 16 Raffles Quay, #01-04A Hong Leong Building, Singapore 048581
About Tiq Travel Insurance by Etiqa
Tiq sits under Etiqa Insurance, which was incepted in Singapore in 1961. The company is jointly owned by international banking group Maybank and insurance group Ageas. Collectively, the joint venture company - Maybank Ageas Holdings Berhad - has served some 55 million customers worldwide.
Etiqa has been the the official assurer for the Housing Development Board (HDB) Fire Insurance Scheme since 2009.
In March 2018, Etiqa was awarded the Emerging 1,000 Companies by the Singapore 1000 (S1000), which ranks homegrown companies based on their financial performance. It also holds a Marketing Initiative of the Year Award 2019.
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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