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ERGO TravelProtect
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About ERGO TravelProtect
HDFC ERGO Insurance Pte Ltd is a major insurance provider in Germany and Europe and is represented in 30 countries across Europe and Asia. They have a range of plans such as ERGO Commercial Insurance to ERGO Maid Insurance. The company is committed to sowing the SEED - Sensitivity, Excellence, Ethics, Dynamism - of their values to give their customers the best experience.
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price competitive
competitive good
good coverage
coverage yearly
yearly asia
asia plan
plan purchased
purchased travel
travel asia
enjoy superior
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- Posted on 19 Sep 2019Enjoy superior cover for worry-free holidays or business trips at some of the most affordable prices in the market. ERGO TravelProtect Travel Insurance provides comprehensive protection for your health, baggage and bank balance so you can focus on more important things – like sightseeing, exploring and relaxing!0 comments0
- Posted on 01 Jul 2019Price competitive n good coverage for the yearly asia plan. Purchased it because I travel mostly within Asia0 comments0
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ERGO TravelProtect
ERGO TravelProtect offers a slew of travel insurance options for your needs. You'll find plans for solo trippers and families, including:
- Per Trip Plan: Solo holiday or business trip
- Family Plan: For two adults (legal spouse) and their legal child. The child should not be older than 18 years of age - or 23 years of age, if the child studying full-time in a recognised institution of learning/higher learning during the policy period.
- Annual Multi-trip Plan: Flexible multi-trips, provided a single trip is not more than 90 days
Here's an overview of what ERGO TravelProtect offers protection for:
- Overseas medical expenses
- Worldwide emergency medical evacuation
- Loss of travel documents
- Permanent disability
- Trip cancellation
- Sports equipment coverage
- Cruise vacation coverage
- Local accommodation coverage
- Sickness from pregnancy
Plan Tiers
ERGO Travel Insurance offers 4 tiers of insurance coverage - Basic, Standard, Essential and Deluxe. Here is an insurance guide if you are new to travel insurance.
Here's a quick summary of what each tier has to offer:
What You'll Get | Plan Type: Basic | Plan Type: Essential | Plan Type: Standard | Plan Type: Deluxe |
|---|---|---|---|---|
Overseas Medical Expenses (<70 years old) | $25,000 | $200,000 | $500,000 | $1,000,000 |
Worldwide Emergency Medical Evacuation | $20,000 | Unlimited | Unlimited | Unlimited |
Loss of Travel Documents | $500 | $1,000 | $3,000 | $5,000 |
Permanent Disability (<70 years old) | $50,000 | $200,000 | $300,000 | $400,000 |
Trip Cancellation | NA | $10,000 | $13,000 | $15,000 |
Sports Equipment | NA | $2,000 | $2,000 | $2,000 |
Cruise Coverage | NA | Covered | Covered | Covered |
Home Protection | NA | $1,000 | $2,500 | $5,000 |
Medical Expenses Due to Sickness From Pregnancy | NA | $2,000 | $5,000 | $8,000 |
ERGO TravelProtect
What Countries Does ERGO TravelProtect Cover?
If you're wondering what the best travel insurance plan is, this guide will help you make a more informed decision.
The following countries are covered under ERGO TravelProtect:
- ASEAN countries: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam
- Asia: Australia, China, Hong Kong, India, Japan, Korea, Macau, Mongolia, New Zealand, Sri Lanka, Taiwan, Timor-Leste
- Rest of the world: All countries, including ASEA and Asia
Additional Things to Know About ERGO TravelProtect
- The maximum coverage for each trip is 182 days
- The maximum coverage for Annual Multi-Trip policies cap at 90 days per trip
- ERGO defines a child as a person unmarried and under the age of 18 years
- For medical coverage, you have to provide the details of expense from the hospital
- Submission of claims is done through mail
- You can contact their worldwide 24/7 dedicated hotline for any emergencies
- Anyone with a Singapore citizenship and PR status or holder of valid employment or student pass can apply for ERGO TravelProtect insurance
- If you have plans to purchase ERGO travel insurance and you have to travel that day itself, the insurance plan will activate immediately as soon payment is made
- Adventures such as trekking are covered under ERGO insurance if the activity is open to the general public
- However extreme sports and dangerous adventures are excluded
Contact Info
- 24/7 Dedicated Hotline: +65 6238 9909
- Customer service contact number: +65 6829 9199
- Fax number: +65 6829 9247/9248
- Email: [email protected]
- Location: ERGO Singapore, 5 Temasek Blvd, Singapore 038985