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ERGO TravelProtect
- Overview
- Reviews (5)
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ERGO TravelProtect Travel Insurance Review 2020
Here's an overview of what ERGO TravelProtect offers protection for:
- Overseas medical expenses
- Worldwide emergency medical evacuation
- Loss of travel documents
- Permanent disability
- Trip cancellation
- Sports equipment coverage
- Cruise vacation coverage
- Local accommodation coverage
- Sickness from pregnancy
4.4
5 Reviews
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Most Recent
- Updated on 09 Jun 2020
Purchased
ERGO TravelProtect Essential Plan
My bag was damage due to my travel back in February. Even though my bag I bought is in another countries currency. I am still able to receive the claim but not at the price i bought due to currency conversion are not so competitive.0 comments0Post - Updated on 29 Apr 2020
Purchased
ERGO TravelProtect Essential Plan
[Purchase Process] First time bought travel insurance with ERGO. After comparing travel policies at Go Bear and decided to go with ERGO. [Customer Service] Upon travel plan cancel, I wrote in to request for cancel/refund.however it wasn't straight way! as the reply was underlining terms and conditions. i had to prove other travel insurer refund their customer due to air travel suspension. After couple of email exchange finally I got my refund.0 comments0Post - Updated on 05 Mar 2020
Purchased
ERGO TravelProtect Deluxe Plan
Probably the best annual plan available on the market. They offer adventure sports cover and pre-existing cover for no extra cost. ERGO seems to be an unknown brand in Singapore at first but upon some research I found that its actually a Munich Re company and among the top travel insurers worldwide. Seamless buying online from their website. Claim experience was also super, submitted online and received the payout via bank transfer within 2 weeks. Highly recommended.0 comments0Post - Posted on 19 Sep 2019Enjoy superior cover for worry-free holidays or business trips at some of the most affordable prices in the market. ERGO TravelProtect Travel Insurance provides comprehensive protection for your health, baggage and bank balance so you can focus on more important things – like sightseeing, exploring and relaxing!0 comments0Post
- Posted on 01 Jul 2019Price competitive n good coverage for the yearly asia plan. Purchased it because I travel mostly within Asia0 comments0Post
What does ERGO TravelProtect cover?
ERGO TravelProtect offers a slew of travel insurance options for your needs. You'll find plans for solo trippers and families, including:
- Per Trip Plan: Solo holiday or business trip
- Family Plan: For two adults (legal spouse) and their legal child. The child should not be older than 18 years of age - or 23 years of age, if the child studying full-time in a recognised institution of learning/higher learning during the policy period.
- Annual Multi-trip Plan: Flexible multi-trips, provided a single trip is not more than 90 days
Here's an overview of what ERGO TravelProtect offers protection for:
- Overseas medical expenses
- Worldwide emergency medical evacuation
- Loss of travel documents
- Permanent disability
- Trip cancellation
- Sports equipment coverage
- Cruise vacation coverage
- Local accommodation coverage
- Sickness from pregnancy
Plan Tiers Offered by ERGO Travel Insurance
ERGO Travel Insurance offers 4 tiers of insurance coverage :
- Basic,
- Standard,
- Essential and
- Deluxe.
Here's a quick summary of what each tier has to offer:
What You'll Get | Plan Type: Basic | Plan Type: Essential | Plan Type: Standard | Plan Type: Deluxe |
|---|---|---|---|---|
Overseas Medical Expenses (<70 years old) | $25,000 | $200,000 | $500,000 | $1,000,000 |
Worldwide Emergency Medical Evacuation | $20,000 | Unlimited | Unlimited | Unlimited |
Loss of Travel Documents | $500 | $1,000 | $3,000 | $5,000 |
Permanent Disability (<70 years old) | $50,000 | $200,000 | $300,000 | $400,000 |
Trip Cancellation | NA | $10,000 | $13,000 | $15,000 |
Sports Equipment | NA | $2,000 | $2,000 | $2,000 |
Cruise Coverage | NA | Covered | Covered | Covered |
Home Protection | NA | $1,000 | $2,500 | $5,000 |
Medical Expenses Due to Sickness From Pregnancy | NA | $2,000 | $5,000 | $8,000 |
ERGO TravelProtect
What Countries Does ERGO TravelProtect Cover?
If you're wondering what the best travel insurance plan is, this guide will help you make a more informed decision.
The following countries are covered under ERGO TravelProtect:
- ASEAN countries: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam
- Asia: Australia, China, Hong Kong, India, Japan, Korea, Macau, Mongolia, New Zealand, Sri Lanka, Taiwan, Timor-Leste
- Rest of the world: All countries, including ASEA and Asia
Additional Things to Know About ERGO TravelProtect
- The maximum coverage for each trip is 182 days
- The maximum coverage for Annual Multi-Trip policies cap at 90 days per trip
- ERGO defines a child as a person unmarried and under the age of 18 years
- For medical coverage, you have to provide the details of expense from the hospital
- Submission of claims is done through mail
- You can contact their worldwide 24/7 dedicated hotline for any emergencies
- Anyone with a Singapore citizenship and PR status or holder of valid employment or student pass can apply for ERGO TravelProtect insurance
- If you have plans to purchase ERGO travel insurance and you have to travel that day itself, the insurance plan will activate immediately as soon payment is made
- Adventures such as trekking are covered under ERGO insurance if the activity is open to the general public
- However extreme sports and dangerous adventures are excluded
About ERGO Singapore, A Munich Re Company
ERGO Insurance Pte. Ltd. is a registered general insurer regulated by the Monetary Authority of Singapore. It is a wholly owned Singapore subsidiary of ERGO Group AG — one of the major insurance groups in Germany and Europe — and the primary insurance arm of reinsurer and risk carrier Munich Re.
It offers a comprehensive selection of personal insurance and commercial insurance options in Singapore, including maid insurance and commercial vehicle insurance. ERGO Insurance’s flagship travel insurance brand, TravelProtect, incorporates the company’s more than 110 years of experience in travel insurance.
Contact Info
- 24/7 Dedicated Hotline: +65 6238 9909
- Customer service contact number: +65 6829 9199
- Fax number: +65 6829 9247/9248
- Email: [email protected]
- Location: ERGO Singapore, 5 Temasek Blvd, Singapore 038985