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UOB One Account

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  • Reviews (66)
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Savings Accounts/UOB One Account
Savings Accounts/UOB One Account
4.2
66 reviews
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USER RATINGS

Customer Support

4.6

Ease of online banking

4.7
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UOB One Account

Up to 2.50% p.a.

INTEREST RATES

$1,000

MIN. INITIAL DEPOSIT

$500

MIN. AVG DAILY BALANCE

UOB One Account

Up to 2.50% p.a.

INTEREST RATES

$1,000

MIN. INITIAL DEPOSIT

$500

MIN. AVG DAILY BALANCE

Reviews (66)

4.2

66 Reviews

  • 5
    33
  • 4
    24
  • 3
    5
  • 2
    0
  • 1
    4

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    Most HelpfulMost RecentLow to HighHigh to Low
      Updated 3w ago

      Purchased

      UOB One Account

      Started this account when I was in university, and I liked that even back then I could qualify for the bonus interest as I worked around my expenses to meet the criteria. How I did so: Criteria 1 - minimum spend of $500 every month: This was hard to fulfil as a uni student, but I generally just tried to pay first for meals when I eat out with friends / family etc. (Also beware - the bank may try to sell endowment plans to you as a means of hitting the $500 spend, under the guise of some non-insurance product.) Criteria 2 - deposit salary / 3 GIRO transactions each month: I didn’t have a salary back in university, neither did I have many bills to pay, so I set up monthly GIRO transactions to 3 charities in order to meet this criteria. The minimum donation amount is just $1, so this portion’s pretty easy to fulfil. Interest rates may have dropped lately but still pretty decent I’d say; and coupled with the rebates from the UOB ONE card linked to this account, I’m definitely sticking to this for a while. Other notes: UOB is generally quite aggressive with their marketing, I save their numbers so I know not to pick up their calls; when I applied for the ONE card they added on 2 other credit cards for me although I did not apply for them, and I had to call to cancel them. Desperate marketing aside, when objectively looking at just the net benefits, this works for me.

      1

      Jia

      Jia

      2w ago

      Gem of a review. thanks!

      Post

      Updated 3w ago

      Purchased

      UOB One Account

      Converted from OCBC 360 account to UOB one when OCBC started to reduce their interest and adding more criteria. UOB is more straightforward. Although now the interest has reduced quite a lot. It is still one saving account that is easier to reach the bonus interest requirements, if you have more that $65k saving.

      0

      Post

      Updated 4w ago

      Purchased

      UOB One Account

      I use it together with my UOB one card, salary crediting for better cashback. Used to be at higher interest rate until last year I think. But good nonetheless. Nice experience with internet banking and the only issue I have is probably everything I need to sign something and my signature never matches my original signature =.= In this digital age, I just wish banks start to have another system that is going to replace the old school signature thing soon, hmm like digital fingerprint or something?

      0

      Post

      Updated on 16 Apr 2021

      Purchased

      UOB One Account

      The account and online service is opened and very easy to use online on phone and on computer. The quality of phone service has definitely improved since I started using it. It is also very flexible if I wish to voluntarily contribute to CPF or add money to my brokerage account. Interest wise, it is comparable to the market, and it used to be more generous when interest rates were not slashed. But for the services and online transactions, it works when I need it.

      0

      Post

      Updated on 28 Jan 2021

      Purchased

      UOB One Account

      [Interest] Higher interest for savings with lesser tiers of terms and conditions. Suitable for retirees who spends minimum $500 per month.

      0

      Post

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