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GXS FlexiLoan

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  • Reviews (5)
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1.8
5 reviews
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Summary

GXS FlexiLoan

The GXS FlexiLoan is a credit line you can draw multiple loans from, up to your credit limit. Apply within minutes, choose your tenure and repayment date, all within your GXS app. You can even save on interest when you repay early, with no fees charged.

Features:

- Interest rates from 2.99% p.a. (from EIR 5.67% p.a.)^1

- Apply in-app and get your funds in minutes

- No hidden fees

- A standby revolving credit line which you can draw multiple loans from, from as low as $200

- Customisable loan tenure from 2 to 60 months depending on loan amount selected

- Repayment is done in equal monthly instalments

- Ability to choose your preferred repayment date

- Save on interest when you repay early

- Interest is computed on a daily non-compounding basis

- In-app reminders to repay on time and avoid late interest charges

- Terms and conditions apply, visit www.gxs.com.sg/flexiloan-terms

Eligibility:

You can apply for a GXS FlexiLoan if you:

- are aged between 21 and 65 years old;

- are a Singapore Citizen or Singapore Permanent Resident; and

- draw a minimum annual income of S$20,000"

Notes:

1. Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 36-month repayment period, from 1 Jan 2023 to 1 Jan 2026. T&Cs apply

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Popular Products

Summary

GXS FlexiLoan

The GXS FlexiLoan is a credit line you can draw multiple loans from, up to your credit limit. Apply within minutes, choose your tenure and repayment date, all within your GXS app. You can even save on interest when you repay early, with no fees charged.

Features:

- Interest rates from 2.99% p.a. (from EIR 5.67% p.a.)^1

- Apply in-app and get your funds in minutes

- No hidden fees

- A standby revolving credit line which you can draw multiple loans from, from as low as $200

- Customisable loan tenure from 2 to 60 months depending on loan amount selected

- Repayment is done in equal monthly instalments

- Ability to choose your preferred repayment date

- Save on interest when you repay early

- Interest is computed on a daily non-compounding basis

- In-app reminders to repay on time and avoid late interest charges

- Terms and conditions apply, visit www.gxs.com.sg/flexiloan-terms

Eligibility:

You can apply for a GXS FlexiLoan if you:

- are aged between 21 and 65 years old;

- are a Singapore Citizen or Singapore Permanent Resident; and

- draw a minimum annual income of S$20,000"

Notes:

1. Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 36-month repayment period, from 1 Jan 2023 to 1 Jan 2026. T&Cs apply

...see more

GXS FlexiLoan

EIR from 5.67% p.a.^1
EFFECTIVE INTEREST RATE
From 2.99% p.a.
FLAT INTEREST RATE
0
PROCESSING FEE

GXS FlexiLoan

EIR from 5.67% p.a.^1

EFFECTIVE INTEREST RATE

From 2.99% p.a.

FLAT INTEREST RATE

0

PROCESSING FEE

Reviews (5)

1.8

5 Reviews

5
1
4
0
3
0
2
0
1
4

      Posted 15 May 2023

      Purchased

      GXS FlexiLoan

      Very fast processing, money in 2 minutes and great flexibility to SAVE on interest if I repay early. 10/10 recommend

      0

      What are your thoughts?

      Posted 21 Feb 2024

      Purchased

      GXS FlexiLoan

      During the application process, there are way too much info required from Singpass. Even after drawing my Singpass info, similar info is still required to fill up. After the "circle" closes (waiting time about a min), application was denied. citing VPN issues from my iphone.

      0

      What are your thoughts?

      Posted 02 Dec 2023

      Purchased

      GXS FlexiLoan

      I was shocked to find out that GXS bank is out there to lure click baits with false advertisement via Seedly, SingSaver, MoneySmart, LendingPot to promote their GXS flexi loan with attractive low interest at 2.99% PA + EIR 5.67% but not until you went through the entire online application process by scanning the QR quote to download their app from AppStore then applied through Sing Pass log in to find out your given rate is 3.8% PA + EIR 7.13% which is definitely a lot higher than other competitive incumbent banks. Stop cheating people to apply for your outrageous high interest flexi loan, GXS Bank!!

      0

      What are your thoughts?

      Posted 29 Nov 2023

      Purchased

      GXS FlexiLoan

      Close your company. Bulsshit company. Grab should stop having their service. Find a potential company pls. This one was spoil your reputation

      0

      What are your thoughts?

      Posted 14 Jul 2023

      Purchased

      GXS FlexiLoan

      What a bullshit loan. I got 4.78% when UOB is begging me to borrow from them for 3%. Is this stupid bank stupid?

      0

      What are your thoughts?

    Discussions (0)

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      The fees of the loan

      $0 fees. You read that right. We don't charge annual, processing, early repayment or late fees. Late interest is chargeable upon late repayment.

      How to sign up for the loan

      Application:

      1. Download the GXS app.

      2. Click “Sign Up” for GXS FlexiLoan.

      3. Get your funds within minutes upon approval.

      Contact Information

      GXS Hotline: (+65) 3105 2055