facebookCiti Quick Cash Reviews and Comparison - Seedly

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Personal Loans/Citi Quick Cash
Personal Loans/Citi Quick Cash
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Plans (5)

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  • Citi Quick Cash (1 Year Tenure)

    6.50%

    EFFECTIVE INTEREST RATE

    3.56%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get an Apple Watch Series 7 or S$300 Cash. Valid till 9 Feb 2022. T&Cs apply. Learn more below.

  • Citi Quick Cash (2 Year Tenure)

    6.50%

    EFFECTIVE INTEREST RATE

    3.46%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get an Apple Watch Series 7 or S$300 Cash. Valid till 9 Feb 2022. T&Cs apply. Learn more below.

  • Citi Quick Cash (3 Year Tenure)

    6.50%

    EFFECTIVE INTEREST RATE

    3.45%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get an Apple Watch Series 7 or S$300 Cash. Valid till 9 Feb 2022. T&Cs apply. Learn more below.

  • Citi Quick Cash (4 Year Tenure)

    6.50%

    EFFECTIVE INTEREST RATE

    3.46%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get an Apple Watch Series 7 or S$300 Cash. Valid till 9 Feb 2022. T&Cs apply. Learn more below.

  • Citi Quick Cash (5 Year Tenure)

    6.50%

    EFFECTIVE INTEREST RATE

    3.48%

    FLAT INTEREST RATE

    $0

    PROCESSING FEE

    [PROMO] Get an Apple Watch Series 7 or S$300 Cash. Valid till 9 Feb 2022. T&Cs apply. Learn more below.

Citi Quick Cash (1 Year Tenure)

6.50%

EFFECTIVE INTEREST RATE

3.56%

FLAT INTEREST RATE

$0

PROCESSING FEE

[PROMO] Get an Apple Watch Series 7 or S$300 Cash. Valid till 9 Feb 2022. T&Cs apply. Learn more below.

Details

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  • Pays to access additional features

Citi Quick Cash Review 2021

  • 0% processing fee
  • Minimum annual income requirement of S$20,000
  • Flexible repayment with plans from 1 year to 5 years
  • Attractive rates for short term loans of 1 to 3 years for an amount of at least S$20,000
  • Offers lower interest rates for new Citibank customers
  • However, it is not as ideal for borrowers looking for longer term loans of more than 3 years.
  • The interest rates are also higher for existing Citibank customers, and borrowers whom only require small loan amounts

Read More about Citi Quick Cash
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      Exclusive Rewards

      Get an Apple Watch Series 7 (worth S$749) or S$300 Cash

      • Promotion is valid from 10 January to 9 February 2022
      • Promotion is applicable to new Citi clients only
      • Loan amount of S$10k to <S$20k: S$200 cash via PayNow
      • Loan amount of S$20k to <S$25k: S$300 cash via PayNow
      • Loan amount of ≥S$25k: Apple Watch Series 7 or S$300 cash via PayNow
      • Promotion is not stackable with any other promotions
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Citibank Personal Loan Interest Rates for Citi Quick Cash

      Tenure (years)

      Nominal Interest Rates p.a.

      Effective Interest Rates (EIR) p.a.

      Processing Fee

      1

      3.56%

      6.50%

      0%

      2

      3.46%

      6.50%

      0%

      3

      3.45%

      6.50%

      0%

      4

      3.46%

      6.50%

      0%

      5

      3.48%

      6.50%

      0%

      For new Citi customers

      Features: Pros and cons of Citibank Quick Cash Personal Loan:

      • One of the lowest nominal interest rates for personal loans at 0% p.a.
      • Effective Interest Rate (EIR) 6.50% p.a. for that 1 year for new applicants
      • No documents required and no hidden fees
      • Can be used for big ticket items like home renovation, weddings, or urgent expenses like medical bills or repairs
      • Upon approval, you can instantly access cash in your Citibank account the next working day
      • Alternatively, you have the approved loan amount credited to your choice of account within 3-5 working days.

      Compare The Best Personal Loans: Citi Quick Cash

      • While the minimum loan amount is S$1000, this plan is not as attractive for borrowers seeking loan amounts smaller than S$20,000
      • The interest rates are also higher for existing Citibank customers,
      • However, it is not ideal for borrowers looking for longer term loans of more than 3 years

      Other Fees: what else to look out for?

      • Cancellation Fee: 3% of outstanding unbilled principal amount (or S$100, whichever is higher)

      Eligibility: who can apply for Citibank Quick Cash?

      • minimum annual income of S$30,000 for Singaporeans and PRs
      • minimum annual income of S$42,000 for foreigners
      • Citi Quick Cash requires either a Citibank Ready Credit Account or Citi Credit Card

      Contact Citibank

      Tel: +65 6225 5225

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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