Applied via Moneysmart. The application was fast due to me using Singpass Myinfo. Communication was via email, the customer care at Citibank required some additional information. Keep your NOA (notice of assessment), Salary slip and Address proof (mobile connection doesnt work, bank statements preferred) ready.
The cash came to my DBS account within 5 working days. Citibank submits a cheque to your account that is credited within 24 hours. The statement is sent via email that shows how the repayment plan is structured.
Do not pick calls. However do reply to emails.
Fast cash for crunch situations. Low interest rates depending on credit history. Loan can be upto 3X times monthly salary.
Via phone app, website, cheque/cash at bank branch. Additional charges on cash transactions.
Moneysmart rewards have not been processed at 2 months. Usually no rewards if loan less than 10,000$. Citibank may give additional limit and try to hardsell the additional loan amount to you. Just politely refuse and request them to not call again.