AIA Solitaire PA Personal Accident
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- Reviews (9)
- Discussions (0)
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Summary
AIA Solitaire Personal Accident Insurance 2021
- AIA Solitaire offers 4 plans, over 3 Benefit groups, meaning you have 12 variations of plans. The 4 plans are simply different amounts insured and the 3 levels are: Basic, Optional Lifestyle and Optional Accidental Hospitalisation Benefits.
- AIA Solitaire's Basic Coverage offers cover for financial assistance on serious accidents through medical expenses reimbursement (including hospitalisation, Chiropractic and TCM), accidental disablement, burns and death.
- The Optional Lifestyle benefit group provides more lifetsyle assistance with Weekly Income Benefit, Mobility Aids and Home Mod reimbursement
- From its namesake, Optional Accidental Hospitalisation benefit group provides more hospitalisation coverage like ICU benefits and Emergency Evacuation benefits.
- Covered in a wide range of situations, including acts of terrorism, natural disasters.
- Hassle-free applications - According to AIA, selected occupation classes do not require medical-examinations or health check questionnaires to sign up or AIA Solitaire
- Great for people who want only the very bare basics
Plans (4)
AIA Solitaire Plan 4
$750,000
ACCIDENTAL DEATH
$400 / week
TEMPORARY DISABILITY
Up to $5,000
MEDICAL BENEFITS
$1,250
TCM & CHIROPRACTOR
5.0
9 Reviews
- Posted 21 Sep 2021
Purchased
AIA Solitaire Plan 4
Have claimed twice before and I would say that both experience so far were fast, and easy! The application process for the plan was also quick! Overall, this plan gave me peace of mind in my everyday lives especially since I play sports competitively!0
What are your thoughts? - 22 Oct 2020
Purchased
AIA Solitaire Plan 4
[Claims Process] Simple and quick approval! Claims amount paid on 8th day after submission. Claims payout received via Paynow!0
What are your thoughts? - [Claims Process] I sprained my ankle and all I had to do was visit a registered TCM, take a screenshot of the receipt and send it to my agent and voila, the claims will be processed in 3 weeks and the cheque will be mailed to you. [Insurance Coverage] This plan is good because of its TCM coverage (up to $500 per year)
0
What are your thoughts? - 08 Jul 2020
Purchased
AIA Solitaire Plan 4
[Claims Process] Straightforward and easy! However, I do hope that they allow consumers to submit claims directly on app as sometimes meeting agent can be hassle just to submit claims. Feel sad they come so far just to collect a bunch of receipts only. [Agent Responsiveness] My two agents - Rayvern and Faith has always been so extremely helpful. One time when one of my claims were not successful to claim. They immediately rectify and got it approved for me. Definitely for insurance - you need good agents. [Insurance Coverage] I got the premium one. Each TCM accident claim up to S$750. Useful for my treatment!1
What are your thoughts?Can you share me your agent contact?
Reply
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- Posted 06 Dec 2019I had an accident recently and the claim process was smooth. They require us to provide receipts and incident reports from the doctors I visited. Afterwhich my agent will help me with the claim process and I just have to wait for my cheque to mail in.
0
What are your thoughts?
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AIA Solitaire Personal Accident is meant to complement one’s existing medical insurance. This plan provides financial support in the event of an accident, injury, disability or death.
Summary of AIA Solitaire Personal Accident Coverage
4 plans of differing insured amounts with Plan 1 having the lowest amount insured, and Plan 4 being the highest.
Coverages over 3 types of Benefit Groups:
1. Basic Benefits
- Accidental Death
- Accidental Dismemberment and Burn
- Double Indemnity
- Accidental Medical Reimbursement
- Traditional Chinese Medicine / Chiropractic Reimbursement
Features of AIA Solitaire BASIC | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
Accidental Death Benefit | S$100,000 | S$250,000 | S$500,000 | S$750,000 |
Accidental Dismemberment and Burns | S$100,000 | S$250,000 | S$500,000 | S$750,000 |
Accidental Permanent Total Disablement | S$150,000 | S$350,000 | S$750,000 | S$1,125,000 |
Double Indemnity for Accidental Death on Public Conveyance Benefit | S$100,000 | S$250,000 | S$500,000 | S$750,000 |
Accident Medical Reimbursement Benefit | up to S$2,000 | up to S$3,000 | up to S$4,000 | up to S$5,000 |
Traditional Chinese Medicine/ Chiropractic Reimbursement Benefit (per accident) | up to S$500 | up to S$750 | up to S$1,000 | up to S$1,250 |
2. Optional Lifestyle Maintenance
- Weekly Income Benefit (per week, maximum of 52 weeks per accident)
(for Temporary Total Disability; 25% of the Insured Amount is payable in the case of Temporary Partial Disability) - Mobility Aid Reimbursement
- Home Modification Reimbursement (per lifetime)
- Family Support Fund Benefit
Features of AIA Solitaire OPTIONAL Lifestyle Maintenance | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
Weekly Income Benefit | S$100 | S$200 | S$300 | S$400 |
Mobility Aids Reimbursement Benefit (per accident) | up to S$1,000 | up to S$1,000 | up to S$2,000 | up to S$2,000 |
Home Modification Reimbursement Benefit (per lifetime) | up to S$5,000 | up to S$10,000 | up to S$15,000 | up to S$20,000 |
Family Support Fund Benefit | S$30,000 | S$60,000 | S$100,000 | S$150,000 |
AIA Solitaire Optional Lifestyle Maintenance Coverage
3. Optional Accidental Hospitalisation Benefits Group
- Daily Accidental Hospital Income Benefit per day, maximum of 365 days per accident
- Daily Accidental Intensive Care Benefit (ICU) per day, maximum 30 days per accident
- Ambulance Services Benefit (per accident)
- Broken Bones Benefit
- Emergency Medical Evacuation Repatriation (per year)
Features of AIA Solitaire OPTIONAL Accidental Hospitalisation | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
Daily Accidental Hospital Income Benefit /per day | S$50 | S$150 | S$250 | S$350 |
Daily Accidental ICU Benefit | S$50 | S$150 | S$250 | S$350 |
Ambulance Services Benefit /per accident | up to S$200 | up to S$200 | up to S$200 | up to S$200 |
Broken Bones Benefit | up to S$8,000 | up to S$12,000 | up to S16,000 | up to S$20,000 |
Emergency Medical Evacuation and Repatriation Benefit | up to S$10,000 | up to S$25,000 | up to S$50,000 | up to S$75,000 |
How much does AIA Solitaire Personal Accident Insurance Cost?
PA Insurance costs will differ according to the applicant's occupation and age which determines their risk profile.
The Premiums for AIA Personal Accident Insurance, Solitaire
For less risky occupations (CLASS 1 & CLASS 2):
PLANS | Basic | Lifestyle Maintenance [Optional] | Accidental Hospitalisation [Optional] |
|---|---|---|---|
Plan 1 | S$ 176.33 | S$ 66.21 | S$ 39.97 |
Plan 2 | S$ 289.70 | S$ 106.09 | S$ 69.32 |
Plan 3 | S$ 469.15 | S$ 174.28 | S$ 104.53 |
Plan 4 | S$ 671.76 | S$ 218.15 | S$ 138.29 |
The Premiums for AIA Personal Accident Insurance, Solitaire
For occupations CLASS 3 & CLASS 4:
PLANS | Basic | Lifestyle Maintenance [Optional] | Accidental Hospitalisation [Optional] |
|---|---|---|---|
Plan 1 | S$ 308.43 | S$ 116.00 | S$ 69.92 |
Plan 2 | S$ 509.19 | S$ 185.92 | S$ 121.34 |
Plan 3 | S$ 824.95 | S$ 305.41 | S$ 182.84 |
Plan 4 | S$ 1,181.49 | S$ 382.35 | S$ 241.86 |
Premiums shown above are for ages 16 - 65 only.
Does AIA Solitaire Insurance Cover the COVID-19 Coronavirus?
According to AIA's website, PA plans generally do not cover COVID-19 with the exception of AIA Star Protector Plus as this juvenile plan includes coverage for diseases
What to Know About Personal Accident Insurance
- Exclusions: There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions
- Deferment Period: The payout for permanent disability will begin 12 months after the disability was first suffered.
Eligibility: Who Can Apply for AIA Solitaire?
- Age: 16 to 65 years old.
Ages beyond 65 are eligible for renewals only - Must hold a valid Singapore identification document that includes either a National Registration Identification Card (NRIC) Number or a Foreign Identification Number (FIN)
- Must have never been refused to buy or renew any Personal Accident insurance, nor have their Personal Accident insurance ever been cancelled or voided by their insurer, and
- Must not be exposed to additional hazards that are widely recognised as dangerous or health deteriorating during work.
Contact AIA
- Visit AIA's website for more details and on how to claim your AIA Personal Accident Insurance
- Use MY AIA SG to check your policies and claims status
- Customer Care Hotline: 1800 248 8000
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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