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Insurance Savings Plans/Singtel Dash PET
Insurance Savings Plans/Singtel Dash PET
4.7
315 reviews
claimed

Claimed

This product is managed by Singtel Dash.

Summary

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  • Claimed in March 2021

Singtel Dash PET Review 2021

Dash PET is an insurance savings plan underwritten by Etiqa Insurance that is made available to Singtel Dash users.

It gives you a total of 1.30% p.a. on your first S$10,000 - it is a non-guaranteed 1.3% p.a. rate of return for the first policy year. For amounts above S$10,000, get 0.30% p.a. which is 0.3% non-guaranteed for the first policy year.

In terms of insurance coverage, Dash PET's death benefit covers up to 105% of your account value. Additionally, Singtel Dash PET is also adding a COVID-19 relief financial assistance benefit from eTiqa.  Dash PET users can boost their returns from 1.3% p.a. to 1.5% p.a. for the first S$10,000 savings by simply opting in for FREE insurance coverage.

Interested in saving with Dash PET?

All you have to do is sign up to be a Dash user and top up a minimum amount of S$50 to get started.

Whichever plan you choose to go with, you can withdraw your money anytime as there's no lock-in period.

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Singtel Dash PET

$50

MIN. ACC BALANCE

1.3% non-guaranteed + 0.2% bonus

RATE OF RETURN

1.3% for first $10k

INTEREST CAP

Singtel Dash PET

$50

MIN. ACC BALANCE

1.3% non-guaranteed + 0.2% bonus

RATE OF RETURN

1.3% for first $10k

INTEREST CAP

Reviews (315)

4.7

315 Reviews

5
253
4
49
3
8
2
1
1
4

Service Rating

User Experience

4.7

Customer Support

4.6
      Posted 2d ago

      Purchased

      Singtel Dash PET

      Easy to use and transfer in and out of dash pet. The interest is transparent, you get what you see. Nothing is hidden.

      0

      What are your thoughts?

      Posted 3d ago

      Purchased

      Singtel Dash PET

      Stay away! Deposited my money via paynow but it was not reflected in my wallet and I had to call them up to inform them. No updates from their end for days till I call in and I still can't get my money back. Worst service ever.

      0

      What are your thoughts?

      Posted 4d ago

      Purchased

      Singtel Dash PET

      I had been with Dash PET for about a year and very happy with since. The application process is fast and efficient and most importantly it is use friendly. The interest rate is extremely attractive in the low interest rate environment and the deposit and withdrawal process is simple and effective. The customer service is efficient and friendly. Overall very happy and satisfied with Dash PET. I am highly recommend to all I known especially to my friends and family.

      0

      What are your thoughts?

      Posted 4d ago

      Purchased

      Singtel Dash PET

      Application process is quick and fast and easy to withdraw with no lock in period. Recommended for beginner investor.

      0

      What are your thoughts?

      Posted 6d ago

      Purchased

      Singtel Dash PET

      Overall, Dash Pet gives value in an otherwise market where you get measly returns for your savings. Transfers to Dash Wallet is also easy and fast as it is immediately done. Those so far done are for small amount transfers as top ups for immediate use in buying groceries as an example. Hopefully, bigger amounts is equally convenient. Then Dash Pet will be fantastic!.

      0

      What are your thoughts?

      Posted 6d ago

      Purchased

      Singtel Dash PET

      The application process was easy and straightforward. The extra step for higher interest was also easy as well The interest rate is decent (not the best if you don’t need very high liquidity), and can withdraw immediately.

      0

      What are your thoughts?

      Posted 7d ago

      Purchased

      Singtel Dash PET

      Swift application process. Supportive & helpful customer service officer who resolve issues quickly.

      0

      What are your thoughts?

      Posted 8d ago

      Purchased

      Singtel Dash PET

      I have been using Singtel Dash PET for more than a year. Reliable platform and the interest rates are much attractive than other banks. The customer service is also good and fast respond. Highly recommend. [Interest Rate] [User Experience] [Customer Support ]

      0

      What are your thoughts?

      Posted 8d ago
      For the Singtel Dash Easy Earn, it was guaranteed 2% for first year for max. $20k, then reduced to a guaranteed 1.2%. It serve as an emergency fund account for me as I could easily withdraw to my bank account (0.70 fee) and the minimum balance required was only $2k. Customer service is responsive. Interface is intuitive & inviting! Overall happy with it!

      0

      What are your thoughts?

      Posted 8d ago

      Purchased

      Singtel Dash PET

      1. BEEN Using for >a yr+ this is a secured and official deposits platform. 2. INTEREST is so attractive better than Posb and other banks 3. Easy withdrawal and deposit within minutes (no lie) 4. Transfer money to overseas has a very reasonable rate better than Posb, better than s*ngX, because the rate very much cheaper and most importantly secured. (No hidden charges) 5. I have no complaints at all (all's good)

      0

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    Discussions (0)

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      Interest Rates for Singtel Dash PET

      Interest Rates

      • First S$10k: 1.30% for the first policy year + 0.2% p.a. bonus for first policy year
      • More than S$10k: 0.30% for the first policy year

      Minimum Deposit

      S$50

      Death Benefit

      105%

      Minimum Top Up Amount

      S$1

      Interest Rates for Singtel Dash PET

      How Does Singtel Dash PET Work?

      Dash PET is a single premium, insurance savings plan that offers savings at high returns, with capital guaranteed and full flexibility of funds.

      Dash PET life insureds are also covered for life protection, paying out 105% of your account balance for death benefit, and COVID-19 Financial Assistance Relief via eTiqa.

      The policy is underwritten by Etiqa Insurance.

      How to Earn the Highest Rate of Returns for Singtel Dash PET

      How do you earn the highest rate of returns for Dash EasyEarn?

      Dash EasyEarn's rate of returns is really straight-forward. The returns per annum for Dash EasyEarn is 1.3% p.a. for account balances of up to S$10,000 for the first policy year. This 1.30% is non-guaranteed.

      To earn more returns, simply top-up more into your account to earn from the 1.3% p.a. via your bank account. The total account is calculated by adding the accumulated rate of returns and any top-ups. While it might be a single premium policy, you can still top-up your account to increase the average daily balance for higher returns.  

      If your account balance surpasses S$10,000, you will earn 0.30% instead, is also non-guaranteed.

      Dash PET users can boost their returns from 1.3% p.a. to 1.5% p.a. for the first S$10,000 savings by simply opting in for FREE insurance coverage. This free add-on provides coverage of up to $50,000 and an additional 0.2% p.a. interest on the first $10,000 in your Dash PET account.

      Insurance Coverage by Singtel Dash PET

      As a universal life plan, Singtel Dash PET covers you for 105% of your account balance upon death, and the minimum one-time premium is S$50.

      If you'd like to be covered for more, simply top-up your Dash account.

      A larger account balance also means you'll be earning more.

      Benefits and Features of Singtel Dash PET

      • In this low interest rate environment, Singtel Fash PET has a relatively high interest rate compared to other Bank Savings Accounts but it is not the highest rate of return enjoyable amongst all the Insurance Savings Plans.
      • PET gives you full access and flexibility to your savings with liquidity
        To withdraw, make a request via the mobile app and choose to receive the partial withdrawal amount via PayNow (using your NRIC) or to your own POSB or DBS account via direct credit. The minimum withdrawal amount is S$1.
      • Dash PET is a yearly renewable plan and the policy term is 1 year. At the end of 1 year policy term, your Dash PET policy will be renewed automatically for another 1 year at the same conditions on the expiry date before renewal.
      • To spend the money from Dash PET, simply transfer the money from Dash PET to your Dash Wallet.

      Singlife vs GIGANTIQ vs Dash EasyEarn vs Dash PET

      Between these 3 new insurance savings plans, what are the differences and which is the best for you?

      Check out our Insurance Savings Plan Comparison Guide to find out if Dash EasyEarn is the best insurance savings plan!

      Ultimate Insurance Savings Plans Comparison Dash PET vs Dash EasyEarn vs GIGANTIQ vs Singlife Account

      How Do I Apply for Singtel Dash PET?

      1. Download and Launch the Singtel Dash App
      2. Tap 'Grow Money'
      3. Sign up for Dash PET by filling in your particulars and verifying your identity with a valid photo ID
      4. Top up your Dash PET account and start growing your savings!

      Who Can Apply For Singtel Dash PET?

      Currently, PET is only available to Singtel Dash users.

      On top of that, you'll need to fulfil the following eligibility criteria:

      • You are a Singapore citizen or PR with a valid NRIC, OR
      • You are a foreigner with a valid work pass or permit, or a Long-Term Visit Pass
      • You are between 17 to 75 years old (age as of next birthday)

      Not sure if you're eligible?

      Chill. Just sign up or log in to your Singtel Dash app to check your eligibility.

      Already have Singtel Dash EasyEarn?

      Even if you already have a Singtel Dash EasyEarn account, you can still sign up for Dash PET.

      Fees and Charges for Singtel Dash EasyEarn

      • A transaction fee of S$0.70 will be charged for each partial withdrawal request through PayNow. However, no transaction fee is applicable for partial withdrawal request into Dash Wallet.
      • Minimum Withdrawal Amount: S$1
      • Minimum Account Balance: S$50
      • Minimum Initial Deposit: S$50
      • Minimum Account Balance: S$1

      Contact Etiqa

      • Customer Service Tel: +65 6887 8777
      • Main Office Tel: +65 6336 0477
      • Address: 16 Raffles Quay, Hong Leong Building, #01-04A, Singapore 048581

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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