AXA Shield Reviews and Comparison - Seedly
 
AXA Shield
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Insurance

Healthcare

Health Insurance

Prudential PRUshield

AXA Shield

Policies

Yes, there may be exclusions on a new application. You can get your advisor to apply for a preliminary underwriting, but it would almost always be best to keep to what you currently have. Insurers take a lot less risk on medical policy and would more often than not, be trigger happy with exclusions.

Insurance

AXA Shield

Alvin Teo
Alvin Teo
Top Contributor

Top Contributor (Oct)

Level 6. Master
Answered on 20 Oct 2019
Hi, I can help you out, maybe can let me know what shield plan you are on at the moment and the rider? To answer your question: AXA Shield’s boasts one of the cheapest premiums compared to other insurers, even when you compare premiums for older age groups (more on this later). In terms of other benefits, AXA’s letter of guarantee is one of the best across the board, the amounts are generous and efficient. The non-panel co-payment is pretty much similar to other insurers. The basis of Co-payment is paying for what you need when you need it, rather than pre-paying for it. This is evident when other insurers have high priced premiums for older age groups and by then it’ll be very hard to switch out. If you are at a crossroads, do speak to an independent financial adviser like myself, who can compare plans from multiple insurers.
About AXA Shield
Product NameAXA Shield