facebookAVIVA MyShield Integrated Shield Plan Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

AVIVA MyShield Integrated Shield Plan

  • Overview
  • Reviews (6)
  • Questions (0)
  • More Details
Health Insurance/AVIVA MyShield Integrated Shield Plan
Health Insurance/AVIVA MyShield Integrated Shield Plan
claimed

Unclaimed

This product has not been claimed by the company yet.

Plans (3)

Slide 1 of 3
  • AVIVA MyShield Integrated Shield Plan 1

    $2,000,000

    LIMIT PER POLICY YEAR

    180 / 365 days

    PRE & POST HOSPITAL

    As Charged

    OUTPATIENT BENEFITS

    Private Hospital

    WARD ENTITLEMENT

  • AVIVA MyShield Integrated Shield Plan 2

    $1,000,000

    LIMIT PER POLICY YEAR

    180 / 365 days

    PRE & POST HOSPITAL

    As Charged

    OUTPATIENT BENEFITS

    A Class and Below

    WARD ENTITLEMENT

  • AVIVA MyShield Integrated Shield Plan 3

    $500,000

    LIMIT PER POLICY YEAR

    180 / 365 days

    PRE & POST HOSPITAL

    As Charged

    OUTPATIENT BENEFITS

    B Class and Below

    WARD ENTITLEMENT

AVIVA MyShield Integrated Shield Plan 1

$2,000,000

LIMIT PER POLICY YEAR

180 / 365 days

PRE & POST HOSPITAL

As Charged

OUTPATIENT BENEFITS

Private Hospital

WARD ENTITLEMENT

Details

AVIVA MyShield Integrated Shield Plan Review 2021

MyShield is AVIVA's Integrated Shield Plan health insurance, which is a hospitalisation plan that supplements your MediLife Shield. Here are some features of AVIVA MyShield:

  • AVIVA MyShield has 3 tiers: MyShield Plan 3, Plan 2 and Plan 1
    (apart from the Standard Plan)
  • Policy Yearly Limit: S$500,000, S$1,000,000 and S$2,000,000
  • Ward entitlement
    - MyShield Plan 3: to standard B1 ward from restructured hospitals,
    - MyShield Plan 2: any standard ward of a restructured hospital, up to
    - MyShield Plan 1: any standard wards in private hospitals
  • Lifetime coverage
  • Long Pre- and post- hospitalisation coverage of up to 180 days and 365 days respectively
  • MyHealthPlus as a rider add-on to help reduce your eventual out-of-pocket expenses
  • Free cover of up to S$50,000 for newborns up to 6 months old
  • Covers treatment received in the Accident and Emergency department within 24 hours prior to your hospital admission.
  • The S$2 million policy yearly limit for Plan 1 is the highest limit offered in Singapore
Read More about AVIVA MyShield Integrated Shield Plan
Reviews (6)

4.0

6 Reviews

  • 5
    2
  • 4
    2
  • 3
    2
  • 2
    0
  • 1
    0

Read Review About...

    Most HelpfulMost RecentLow to HighHigh to Low
      Updated on 22 Jul 2020

      Purchased

      AVIVA MyShield Integrated Shield Plan 2

      My whole family bought with free insurance for the kids till 20 years old in the event of hospitalisation. Riders are attached for hospital income daily too.

      0

      Post

      Updated on 22 Jul 2020

      Purchased

      AVIVA MyShield Integrated Shield Plan 2

      Agent is from manulife. He is responsible and active. He will do his best to help if I have any qurey.

      0

      Post

      Updated on 15 Jul 2020

      Purchased

      AVIVA MyShield Integrated Shield Plan 2

      [Insurance Coverage] Not the most comprehensive But if couple buy, include free coverage for child till age 20. Not the cheapest plan around.

      5

      3 more comments

      Shin

      Shin

      30 Jul 2020

      Yeah. If you factor the free child cover, still not too bad a deal lah. Good if you have many children.

      Mohammed

      28 Dec 2020

      When you say not comprehensive, what's not covered or insufficiently covered, and compared to which provider? I ask as I'm trying to decide on one, thanks

      Post

      Updated on 24 Jun 2020

      Purchased

      AVIVA MyShield Integrated Shield Plan 2

      [Agent Responsiveness] So far so good no claim is made. Agent is rather helpful when I what's app him. [Policy Changes] Bought this in 2016 before they changed to 95% co-payment. They should keep the premium low in order for low income family to be fordable. However this kind of insurance is keep on increasing due to age.

      0

      Post

      Updated on 02 Feb 2020
      [Claims Process] I have been with Aviva MyShield and My Health for more than 5 years. Claims were usually quite prompt, receive claims within 2 weeks. Hassle free hospitalization because of LOG. Thank you Aviva

      0

      Post

    Questions (0)
      Recent ActivityUnansweredTrending

      No Question Found.

      AVIVA MyShield Health Insurance at a Glance

      • MyShield Plan 3, 2 and 1 ranges from the cheapest to the most premium.
      • All 3 plans cover the same areas but with different levels of coverage.
      • Inpatient and Day Surgery Benefits as charged
      • Planned and Emergency Overseas Medical Treatment
      • Pre-Hospitalisation Benefits up to 180 days
      • Post-Hospitalisation Benefits for Up to 365 days
      • Outpatient Hospital Benefits (including chemotherapy, other cancer treatments, and kidney dialysis)
      • Both Planned and Emergency Overseas Treatment
      • Additionally, MyShield provides additional inpatient benefits covering 5 critical illnesses - heart attack, some major cancers, end-stage lung disease and end-stage liver disease.
      • Covers treatment received in the Accident and Emergency department within 24 hours prior to your hospital admission.

      What does AVIVA MyShield Health Insurance Cover?

      Benefit Parameters

      Plan 1

      Plan 2

      Plan 3

      Ward Entitlement

      Any standard ward of a private hospital

      Any standard ward of a restructured hospital

      Any 4-bed (B1) standard ward of a restructured hospital

      Inpatient Hospital Treatments

      • Daily Board, ICU
      • Surgical Benefits
      • Major Organ Transplant

      As Charged

      As Charged

      As Charged

      Pre-Hospital Treatments

      As charged up to 90 days prior to admission OR

      As charged up to 180 days prior to admission (from panel)

      As charged up to 90 days prior to admission OR

      As charged up to 180 days prior to admission (from panel)

      As charged up to 90 days prior to admission OR

      As charged up to 180 days prior to admission (from panel)

      Post-Hospital Treatment

      As charged up to 180 days prior to admission OR

      As charged up to 365 days prior to admission (from panel)

      As charged up to 180 days prior to admission OR

      As charged up to 365 days prior to admission (from panel)

      As charged up to 180 days prior to admission OR

      As charged up to 365 days prior to admission (from panel)

      Inpatient pregnancy complication ( after waiting period of 10 months)

      As Charged

      As Charged

      As Charged

      Living Donor Organ Transplant

      S$50,000 per lifetime

      S$30,000 per lifetime

      S$20,000 per lifetime

      Outpatient Treatments

      • Kidney Dialysis
      • Some Cancer Treatments

      As Charged

      As Charged

      As Charged

      Overseas Treatment

      • Planned
      • Emergency

      As charged (pegged to costs of private hospitals in Singapore)

      As charged (pegged to costs of restructured hospitals in Singapore)

      As charged (pegged to costs of restructured hospitals in Singapore)

      Special Benefits (Critical Illness)

      Additional inpatient benefits covering 5 critical illnesses - heart attack, major cancers, end-stage lung disease, and end-stage liver disease.

      S$150,000 per policy year

      S$100,000 per policy year

      S$50,000 per policy year

      • Family discount for child(ren)
      • Free newborn benefit
      • Yes
      • S$50,000
      • Yes
      • S$50,000

      -

      Add-on Rider for AVIVA MyShield: MyHealthPlus

      MyHealth Plus is a rider on top of your AVIVA MyShield to enhance your medical coverage and reduce your out-of-pocket expenses. There are 2 MyHealthPlus options available:

      1. Option A-II
      2. Option C-II

      Key Benefits

      MyHealthPlus

      • Option A-II
      • Option C-II

      Co-insurance Benefit

      Covers 50% of the co-insurance amount incurred under MyShield.

      Maximum co-insurance11 payable by policyholder is S$3,000 per policy year

      Lump Sum payout for Critical Illness benefit

      S$10,000 per lifetime if diagnosed with any of the listed Critical Illnesses.

      An additional lump sum payout of up to S$3,000 per lifetime for kidney dialysis as a result of kidney failure

      Ambulance fees or transport to a hospital

      S$80 per injury or illness

      Global Treatment

      Up to S$1,250,000 per policy year and up to S$2,500,000 per lifetime with certificate of pre-authorisation obtained from panel overseas hospital for six covered illnesses and medical procedures

      Cover for child(ren)

      • Option A-II : Free
      • Option C-II: Preferred rate

      Ward downgrade benefit

      • Option A-II : 50% of MyShield annual deductible at restructured hospitals only
      • Option C-II: -

      Deductible benefit

      • Option A-II : -
      • Option C-II: Covers MyShield annual deductible after policyholder pays MyHealthPlus annual deductible

      Global Treatment

      Under MyHealthPlus, AVIVA offers additional benefits of execution and coverage for medical treatment overseas.

      Their Global Treatment benefit gives you the freedom to seek a second medical opinion for both planned and non-emergency treatments.

      Get to enjoy:

      1. Overseas hospitalisation and medical expenses covered
        For 6 illnesses and medical procedures: Cancer Treatment, Inter-cranial and specific spinal cord surgery, Coronary Artery by-pass surgery, Live-donor organ transplant, Heart valve replacement or repair, bone marrow transplant)
      2. Travel and accommodation expenses covered for you and your companion
        If a child is Life Assured, up to 2 travel companions can be covered
      3. Cash payout of S$125 per day for daily expenses (for up to 60 days)
      4. Additional Policy Limit when you utilise the Global Treatment option - get up to S$1,250,000 per policy year and S$2,500,000 per lifetime.

      AVIVA will consult a team of experts with your medical report to recommend you the best possible treatment plan, and a list of available medical centres. They will also make the necessary arrangements for your travel and accommodation.

      How much does AVIVA MyShield Hospitalisation Plan cost?

      Below, we break down the cost of AVIVA MyShield Premium by Plans and age groups:

      *assuming the insured is a Singaporean Citizen or Permanent Resident

      Plans

      annual premium for 25 year-olds

      annual premium for 35 year-olds

      annual premium for 45 year-olds

      MyShield Plan 1
      Any standard ward of a private hospital

      $232

      $409

      $714

      MyShield Plan 2
      Any standard ward of a restructured hospital

      $99

      $168

      $312

      MyShield Plan 3
      Any 4-bed (B1) standard ward of a restructured hospital

      $73

      $100

      $180

      Eligibility: Who can apply for AVIVA MyShield?

      • Citizenship Status: Singaporeans and Permanent Residents
      • Age: up to 75 years of Age

      Contact AVIVA

      • Visit AVIVA's website for more details on the MyShield coverage, exclusions, and quote
      • Address: 4 Shenton Way, SGX Centre 2, #01-01, Singapore 068807

      Contact us at [email protected] should you require any assistance or spot any inaccuracies