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Standard Chartered X Credit Card

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Credit Cards/Standard Chartered X Credit Card
Credit Cards/Standard Chartered X Credit Card
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Summary

Standard Chartered X Credit Card

  • Receive 30,000 air miles as an upfront gift
  • S$1 = 03 x 360° Rewards Points
  • Priority pass privileges
  • Travel insurance coverage
  • Visa travel privileges

Exclusive Rewards

Standard Chartered X Credit Card Promotion: Receive 30,000 miles

Promotion Criteria:

  • Promotion valid only for new Standard Chartered cardmembers
  • 30,000 miles will be credited in the form of 75,000 360° Reward Points
  • Card must be activated within 30 days of approval
  • Card must be not be cancelled or terminated for 6 months after activation
  • Valid till 31 December 2023
  • Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more
Credit Cards/Standard Chartered X Credit Card
claimed
Unclaimed

This product has not been claimed by the company yet.

Summary

Standard Chartered X Credit Card

  • Receive 30,000 air miles as an upfront gift
  • S$1 = 03 x 360° Rewards Points
  • Priority pass privileges
  • Travel insurance coverage
  • Visa travel privileges

Exclusive Rewards

Standard Chartered X Credit Card Promotion: Receive 30,000 miles

Promotion Criteria:

  • Promotion valid only for new Standard Chartered cardmembers
  • 30,000 miles will be credited in the form of 75,000 360° Reward Points
  • Card must be activated within 30 days of approval
  • Card must be not be cancelled or terminated for 6 months after activation
  • Valid till 31 December 2023
  • Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more

Standard Chartered X Credit Card

1.2 mpd

LOCAL SPEND

3 mpd

FOREIGN SPEND

S$27

CONVERSION

$80,000

MINIMUM ANNUAL INCOME

Standard Chartered X Credit Card

1.2 mpd

LOCAL SPEND

3 mpd

FOREIGN SPEND

S$27

CONVERSION

$80,000

MINIMUM ANNUAL INCOME

📣 SIGN-UP BONUS

Receive 30,000 miles when you apply

Valid till 31 Dec 2023. T&Cs apply.

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Reviews (7)

3.1

7 Reviews

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      Posted 20 May 2022

      Purchased

      Standard Chartered X Credit Card

      this card is suppose to be one of the top-tier metal cards for today's working class; but sadly it’s sparkle disappeared ever since the 100k miles promo got taken away. SCB Visa Infinite Card has much better perks (6 lounge visits & affordable annual fee)

      0

      What are your thoughts?

      13 Apr 2020

      Purchased

      Standard Chartered X Credit Card

      I applied for this card end Feb because there was an attractive promo going on and the card looked pretty. But 1.5 months into having this card and not having a chance to use it yet, they slapped me with the annual fee. This is definitely a first for me to have to pay for the annual fee before anything else. Team that is handling this card seems to be unreachable. Despite calling a few times and having them promise that someone from the team would call me back, I havent heard back from them. So far, my experience with SCB credit cards has been terrible. This would probably be the first and last time I get a SCB card.

      0

      What are your thoughts?

      Posted 19 Sep 2019
      Signed-up for the 100k miles bonus, also liked that the application process was pretty much seamless and fast approval time too. Comes with a cool metal card that came with a really unnecessarily fancy box that I don't know what to do with now. The biggest issue would be the $695 annual membership fee which I find myself unlikely to continue using after the 2nd year.

      0

      What are your thoughts?

      Posted 15 Sep 2019
      Signed up for the card due to the attractive sign up bonus (100k miles with 6k spend) since I'm paying for my wedding banquet. Pretty good to accumulate miles for honeymoon. The metal card is pretty cool too. However, the earn rate is pretty normal. Not too sure if I'll continue using it in future.

      0

      What are your thoughts?

      Posted 05 Sep 2019
      I’m one of the lucky ones with the awesome sign up bonus. Basic earn rate considering its high annual fee with basic perks. Might not continue on my 2nd year unless the renewal bonus is great.

      0

      What are your thoughts?

      Posted 05 Sep 2019
      Great card for the promotional sign up bonus (but not much else). 1 star for the sign up bonus. 2 stars because the physical card is pretty cool and shiny

      0

      What are your thoughts?

      Posted 05 Sep 2019
      This was an amazing card especially from a promotional sign up miles POV. I'm planning for my wedding banquet and paying down the deposit and balance now. 100,000 Miles for: - Paying annual fee ($600+) ok this one is on the exorbitant side - Spending $6k in 2 months I was one of the luckier few who got the X card before they pulled the promo out. The SCB online user interface and points redemption can definitely be much better though!

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Exclusive Rewards

      Get 30,000 miles

      • Promotion is valid from 1 January 2021 to 31 December 2022
      • Promotion is applicable to new Standard Chartered cardmembers
      • 30,000 miles will be credited in the form of 75,000 360° Reward Points
      • Cardmembers must activate their card within 30 days of approval
      • Cardmembers must not cancel or terminate their cards for 6 months after activation
      • Cardmembers must not request for an annual fee waiver on their card
      • Terms and conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Standard Chartered X Credit Card

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Eligibility for Standard Chartered X Credit Card

      To be eligible for the Standard Chartered Visa Infinite X Credit Card, you'll have to meet the following criteria:

      • Principal cardholders minimum age must be at least 21 years of age and up to 65 years of age
      • Singaporeans and PR: Minimum annual income of S$30,000 (Private Banking Customers), S$80,000 (Non-banking customers)
      • Foreigners: Minimum annual income of S$60,000 (Private Banking Customers), S$80,000 (Non-banking customers) and must be holders of P1, P2 or Q type Singapore Employment Passes
        - Q Pass holders must have minimum one-year validity remaining on their passes
      • Credit Record Free from Default

      Fees and Charges for Standard Chartered X Credit Card

      • Annual Principle Fee: S$695.50
      • Annual Supplementary Card fee: S$107
      • Fee waiver: N/A
      • Interest-Free Period: 22 days
      • Annual Interest Rate: 26.90%
      • Minimum monthly payment: 1% or S$50, whichever is higher
      • Late payment charge: S$80
      • Cash advance fee: 6% or $15, whichever is higher
      • Overlimit fee: S$40
      • Fees for foreign currency transactions: Up to 3.5% of the transaction amount

      Key Features and Benefits of Standard Chartered X Credit Card

      These are some features of the Standard Chartered Visa Infinite X Card and the Cashback benefits it has to offer.

      Benefits of Standard Chartered Visa Infinite X Card

      What You'll Get

      X Card Promotions

      X Card Rewards Promotion - Earn 360° Rewards Points on eligible retail transactions
      - Every S$1 spent in Singapore Dollars= 3 Rewards Points = 1.2 Air Miles = S$0.012 in Cash Rewards
      - Every S$1 spent in Foreign Currency= 5 Rewards Points = 2 Air Miles = S$0.02 in Cash Rewards
      - Every 250 360° Rewards Points redeemed by X Cardholders = S$1 (or its equivalent in foreign currency) worth of Travel Credits, used to offset Travel Purchase Qualifying Transactions

      Priority Pass Lounge Programme

      Two complimentary visits each year

      Travel Insurance

      Travel insurance of up to S$1,000,000 of coverage for you and your family

      Features

      • SC EasyBill
      • Credit card credit limit review
      • Temporary credit limit increase
      • Interest-free fund transfer (one-time processing fee)
      • Convert retail transactions into 12 months interest-free instalments
      • 0% interest instalment plan
      • Pay with mobile payments
      • CardSafe Guarantee

      Hertz Asia

      • Enjoy 10% savings on self-drive car rentals in USA, Canada, Europe, Australia, New Zealand and Asia
      • One complimentary rental day when you rent for 6 or more days
      • Free one car class upgrade when you rent for 5 or more days

      Hotel and Resort Rewards

      Exclusive hotel and resorts:

      • St. Regis
      • Shangri-La Hotels and Resorts
      • Mandarin Oriental

      Enjoy free breakfast for 2 per stay

      Gold Privileges

      30% off at green at participating golf clubs in Asia Pacific region

      Standard Chartered Visa Infinite X Card - Benefits

      Standard Chartered Visa Infinite X Card Promotions

      • Receive 100,000 additional miles when you place a minimum of S$300,000 of fresh funds with Standard Chartered Priority Banking
      • Receive 30,000 air miles as welcome gift when you apply for the X card and pay annual fee

      Terms and Conditions of Standard Chartered X Card

      • Minimum Spending of S$6,000 within 60 days of card approval date
      • To be eligible for the SC EasyRewards Programme, you have to be holder of a Standard Chartered Visa Infinite X Credit Card issued by Standard Chartered which qualifies you for 360° Rewards Points
      • You can access SC EasyRewards via SC Mobile application
      • You can make purchase through mobile payments such as Apple Pay
      • SC EasyRewards Programme allows X cardholders to use their 360° Rewards Points to offset their travel purchase qualifying transactions
      • Travel credits are cash amounts credited to your account and to be used to offset travel purchase qualifying transactions
      • Travel purchase qualifying transactions are retail spends charged to the X Card
      • You can use your mobile application to use your 360° Rewards Points to offset travel purchase qualifying transactions

      Standard Chartered Contact Info

      • Customer service(Personal Banking): +65 9747 7000

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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