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Standard Chartered X Card

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Standard Chartered X Credit Card

1.2 mpd
LOCAL SPEND
2 mpd
FOREIGN SPEND
$30,000
MINIMUM ANNUAL INCOME

Standard Chartered X Credit Card

1.2 mpd

LOCAL SPEND

2 mpd

FOREIGN SPEND

$30,000

MINIMUM ANNUAL INCOME

Reviews (8)

2.9

8 Reviews

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      Posted 05 Sep 2019

      This was an amazing card especially from a promotional sign up miles POV. I'm planning for my wedding banquet and paying down the deposit and balance now. 100,000 Miles for: - Paying annual fee ($600+) ok this one is on the exorbitant side - Spending $6k in 2 months I was one of the luckier few who got the X card before they pulled the promo out. The SCB online user interface and points redemption can definitely be much better though!

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      Posted 05 Sep 2019

      I’m one of the lucky ones with the awesome sign up bonus. Basic earn rate considering its high annual fee with basic perks. Might not continue on my 2nd year unless the renewal bonus is great.

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      Posted 20 May 2022

      Purchased

      Standard Chartered X Credit Card

      this card is suppose to be one of the top-tier metal cards for today's working class; but sadly it’s sparkle disappeared ever since the 100k miles promo got taken away. SCB Visa Infinite Card has much better perks (6 lounge visits & affordable annual fee)

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      Posted 19 Sep 2019

      Signed-up for the 100k miles bonus, also liked that the application process was pretty much seamless and fast approval time too. Comes with a cool metal card that came with a really unnecessarily fancy box that I don't know what to do with now. The biggest issue would be the $695 annual membership fee which I find myself unlikely to continue using after the 2nd year.

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      Posted 15 Sep 2019

      Signed up for the card due to the attractive sign up bonus (100k miles with 6k spend) since I'm paying for my wedding banquet. Pretty good to accumulate miles for honeymoon. The metal card is pretty cool too. However, the earn rate is pretty normal. Not too sure if I'll continue using it in future.

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      Posted 05 Sep 2019

      Great card for the promotional sign up bonus (but not much else). 1 star for the sign up bonus. 2 stars because the physical card is pretty cool and shiny

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      Posted 11 Apr 2023

      Purchased

      Standard Chartered X Credit Card

      This card is a scam. They lure you in with the miles but the annual fees and late fees are never waived. Dialling in to their service line will also lead you on an endless rerouting. It is almost impossible to find a human to speak with. Plus, the card brings negligible benefits, whether you consider overseas spend or local daily spending. Most importantly consider that $700 annual fee. Seriously its not worth it if you are at the $80k salary bracket. You really are better off with one of the local banks' miles cards or the dining privileges and service that come with an Amex.

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      What are your thoughts?

      13 Apr 2020

      Purchased

      Standard Chartered X Credit Card

      I applied for this card end Feb because there was an attractive promo going on and the card looked pretty. But 1.5 months into having this card and not having a chance to use it yet, they slapped me with the annual fee. This is definitely a first for me to have to pay for the annual fee before anything else. Team that is handling this card seems to be unreachable. Despite calling a few times and having them promise that someone from the team would call me back, I havent heard back from them. So far, my experience with SCB credit cards has been terrible. This would probably be the first and last time I get a SCB card.

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