Standard Chartered Visa Infinite X Credit Card Reviews and Comparison - Seedly
 

Standard Chartered Visa Infinite X Credit Card

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  • Reviews (5)
  • Questions (7)
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Credit Cards/Standard Chartered Visa Infinite X Credit Card

Standard Chartered X Card

1.2 mpd
LOCAL SPEND
2 mpd
FOREIGN SPEND

    Standard Chartered X Card

    1.2 mpd
    LOCAL SPEND
    2 mpd
    FOREIGN SPEND

Details

Highlights of Standard Chartered Visa Infinite X Credit Card

  • Receive 30,000 air miles as an upfront gift
  • S$1 = 03 x 360° Rewards Points
  • Priority pass privileges
  • Travel insurance coverage
  • Visa travel privileges

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about Standard Chartered Visa Infinite X Credit Card
Reviews (5)

3.6

5 Reviews

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Read Review About...

sign bonus

not continue

promotional sign

100k miles

2nd year

continue 2nd

metal card

wedding banquet

earn rate

pretty cool

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  • Posted on 19 Sep 2019
    Signed-up for the 100k miles bonus, also liked that the application process was pretty much seamless and fast approval time too. Comes with a cool metal card that came with a really unnecessarily fancy box that I don't know what to do with now. The biggest issue would be the $695 annual membership fee which I find myself unlikely to continue using after the 2nd year.
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    2
  • Posted on 15 Sep 2019
    Signed up for the card due to the attractive sign up bonus (100k miles with 6k spend) since I'm paying for my wedding banquet. Pretty good to accumulate miles for honeymoon. The metal card is pretty cool too. However, the earn rate is pretty normal. Not too sure if I'll continue using it in future.
    0 comments
    0
  • Posted on 05 Sep 2019
    I’m one of the lucky ones with the awesome sign up bonus. Basic earn rate considering its high annual fee with basic perks. Might not continue on my 2nd year unless the renewal bonus is great.
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    0
  • Posted on 05 Sep 2019
    Great card for the promotional sign up bonus (but not much else). 1 star for the sign up bonus. 2 stars because the physical card is pretty cool and shiny
    0 comments
    0
  • This was an amazing card especially from a promotional sign up miles POV. I'm planning for my wedding banquet and paying down the deposit and balance now. 100,000 Miles for: - Paying annual fee ($600+) ok this one is on the exorbitant side - Spending $6k in 2 months I was one of the luckier few who got the X card before they pulled the promo out. The SCB online user interface and points redemption can definitely be much better though!
    0 comments
    0
Questions (7)

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MileLion

Standard Chartered Visa Infinite X Credit Card

DBS

DBS Altitude Visa Signature Card

Standard Chartered

Citi PremierMiles Visa Card

Citibank

Credit Card

Miles

Nope. Don't. The usual miles sites such as MainlyMiles or Milelion have crunched the numbers and found that the card is pretty much pointless, you'd be better off for DBS Altitude/Citi PM/OCBC 90N. However do stay updated, if the offer returns, it will be worth it.

MileLion

Credit Card

Standard Chartered Visa Infinite X Credit Card

Hi anon, I'd refer you to the TnCs here: https://av.sc.com/sg/content/docs/x-card-tnc.pdf You need to ensure approval by 31st Dec 2019 (which you have), pay the annual fee, and then charge $6000 of eligible transactions within 60 days, you still have time.

MileLion

Credit Card

Standard Chartered Visa Infinite X Credit Card

Standard Chartered

Miles

Yes i think you still qualify as it is when your card was approved date, not activated date. But best thing to do is to call them to confirm this. Cheers!

MileLion

Standard Chartered Visa Infinite X Credit Card

AMEX Singapore KrisFlyer Card

Credit Card

AMEX KrisFlyer Ascend Card

Check the MCC code of the payment portal if possible. If not, I would just pay at the hotel directly, this is 60K/23K miles we are talking about, so I wouldn't want to mess things up and fail to get my miles. The Ascend is a better card in general, but your 3 year countdown starts once the miles are credited to your account. If you can't accumulate a critical mass to burn every once in a while, it may not be the best card for you.

Miles

Credit Card

Standard Chartered Visa Infinite X Credit Card

MileLion

Hi anon, Nope, have yet to get mine. A client of mine did get his, he was notifed by SMS. Don't worry. The deadline is 2359 30 Nov, and the last thing SCB wants is a flood of calls from customers asking where their reward points are. Not much to do other than wait. I don't plan to cancel yet. Have yet to utilize the 2 x priority pass. I'll wait till June 2020 to see if the SCB team comes up with anything compelling for us to keep the card. My personal wishlist is an unlimited priority pass with guesting privileges, 1.5/2.4 mpd (their FX charges are the highest in the market, they should reward us more), a limo transfer with every $3K spent, 35K miles upon renewal and fee-less transfer of reward points to FFPs....did I hope for too much? (haha)

Credit Card

Standard Chartered Visa Infinite X Credit Card

Hi anon, there is no expiry date for the 360 reward points, since it is a Visa Infinite card.

Credit Card

YouTrip

Standard Chartered

Standard Chartered Visa Infinite X Credit Card

Javier Lim
Javier Lim
Level 5. Genius
Updated on 27 Jul 2019
Nope, they are excluded for both Rewards and the 100k Miles Sign Up Gift Qualifying Transaction; you can refer to points 26n and 57n in the T&C https://av.sc.com/sg/content/docs/x-card-tnc.pdf

Standard Chartered Visa Infinite X Credit Card

Standard Chartered Visa Infinite X Credit Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for Standard Chartered Visa Infinite X Credit Card

To be eligible for the Standard Chartered Visa Infinite X Credit Card, you'll have to meet the following criteria:

  • Principal cardholders minimum age must be at least 21 years of age and up to 65 years of age
  • Singaporeans and PR: Minimum annual income of S$30,000 (Private Banking Customers), S$80,000 (Non-banking customers)
  • Foreigners: Minimum annual income of S$60,000 (Private Banking Customers), S$80,000 (Non-banking customers) and must be holders of P1, P2 or Q type Singapore Employment Passes
    - Q Pass holders must have minimum one-year validity remaining on their passes
  • Credit Record Free from Default

Fees and Charges for Standard Chartered Visa Infinite X Credit Card

  • Annual Principle Fee: S$695.50
  • Annual Supplementary Card fee: S$107
  • Fee waiver: N/A
  • Interest-Free Period: 22 days
  • Annual Interest Rate: 26.90%
  • Minimum monthly payment: 1% or S$50, whichever is higher
  • Late payment charge: S$80
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: S$40
  • Fees for foreign currency transactions: Up to 3.5% of the transaction amount

Key Features and Benefits of Standard Chartered Visa Infinite X Credit Card

These are some features of the Standard Chartered Visa Infinite X Card and the Cashback benefits it has to offer.

Benefits of Standard Chartered Visa Infinite X Card

What You'll Get

X Card Promotions

X Card Rewards Promotion - Earn 360° Rewards Points on eligible retail transactions
- Every S$1 spent in Singapore Dollars= 3 Rewards Points = 1.2 Air Miles = S$0.012 in Cash Rewards
- Every S$1 spent in Foreign Currency= 5 Rewards Points = 2 Air Miles = S$0.02 in Cash Rewards
- Every 250 360° Rewards Points redeemed by X Cardholders = S$1 (or its equivalent in foreign currency) worth of Travel Credits, used to offset Travel Purchase Qualifying Transactions

Priority Pass Lounge Programme

Two complimentary visits each year

Travel Insurance

Travel insurance of up to S$1,000,000 of coverage for you and your family

Features

  • SC EasyBill
  • Credit card credit limit review
  • Temporary credit limit increase
  • Interest-free fund transfer (one-time processing fee)
  • Convert retail transactions into 12 months interest-free instalments
  • 0% interest instalment plan
  • Pay with mobile payments
  • CardSafe Guarantee

Hertz Asia

  • Enjoy 10% savings on self-drive car rentals in USA, Canada, Europe, Australia, New Zealand and Asia
  • One complimentary rental day when you rent for 6 or more days
  • Free one car class upgrade when you rent for 5 or more days

Hotel and Resort Rewards

Exclusive hotel and resorts:

  • St. Regis
  • Shangri-La Hotels and Resorts
  • Mandarin Oriental

Enjoy free breakfast for 2 per stay

Gold Privileges

30% off at green at participating golf clubs in Asia Pacific region

Standard Chartered Visa Infinite X Card - Benefits

Standard Chartered Visa Infinite X Card Promotions

  • Receive 100,000 additional miles when you place a minimum of S$300,000 of fresh funds with Standard Chartered Priority Banking
  • Receive 30,000 air miles as welcome gift when you apply for the X card and pay annual fee

Terms and Conditions of Standard Chartered Visa Infinite X Card

  • Minimum Spending of S$6,000 within 60 days of card approval date
  • To be eligible for the SC EasyRewards Programme, you have to be holder of a Standard Chartered Visa Infinite X Credit Card issued by Standard Chartered which qualifies you for 360° Rewards Points
  • You can access SC EasyRewards via SC Mobile application
  • You can make purchase through mobile payments such as Apple Pay
  • SC EasyRewards Programme allows X cardholders to use their 360° Rewards Points to offset their travel purchase qualifying transactions
  • Travel credits are cash amounts credited to your account and to be used to offset travel purchase qualifying transactions
  • Travel purchase qualifying transactions are retail spends charged to the X Card
  • You can use your mobile application to use your 360° Rewards Points to offset travel purchase qualifying transactions

Standard Chartered Contact Info

  • Customer service(Personal Banking): +65 9747 7000

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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