I applied for this card end Feb because there was an attractive promo going on and the card looked pretty.
But 1.5 months into having this card and not having a chance to use it yet, they slapped me with the annual fee. This is definitely a first for me to have to pay for the annual fee before anything else.
Team that is handling this card seems to be unreachable. Despite calling a few times and having them promise that someone from the team would call me back, I havent heard back from them.
So far, my experience with SCB credit cards has been terrible. This would probably be the first and last time I get a SCB card.