Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for those who enjoy getting rewarded for overseas retail, dining and travel spend, and local dining spend.

SingSaver Flash Deal: Get a chance to win an iPhone 15 128GB (worth S$1,311)

• Promotion is valid until 31 July 2024.
• Promotion is valid for new Standard Chartered credit cardmembers only.
• Apply and get approved for participating Standard Chartered credit cards and fulfill the minimum spend criteria to get a chance to win an Apple iPhone 15 128GB (worth S$1,311).
• Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
• Terms and Conditions apply.

SingSaver Rewards Upgrade Campaign: Top up extra cash to receive a reward upgrade worth up to S$1,139

• Promotion is valid until 31 July 2024.
• Valid for new Standard Chartered credit cardmembers only.
• Apply for the SCB Smart Card or SCB Rewards+ Credit Card, make a min. spend of S$250 within 30 days of card approval.
• The Reward Upgrade will replace SingSaver Exclusive Offer reward.
• Terms and Conditions apply

SingSaver Exclusive Promotion: Receive a Dyson AM07 Tower Fan or a Sony WF-1000XM5 or S$300 eCapitaVoucher or S$280 Cash

• Promotion is valid until 31 July 2024.
• Promotion is valid for new Standard Chartered credit cardmembers only.
• Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
• Promotion is not stackable with other welcome offers from Standard Chartered.
• Terms and Conditions apply

Note: Effective January 1st, physical card activation is now required to receive gifts, instead of solely activating digitally.

Product Page Transparency

• Pays to access additional features

Card Features & Details

1) Key Features

• Up to 10x rewards points on foreign currency on overseas retail, dining, and travel
• Up to 5x rewards points on dining transactions in SGD

2) Benefits

360° Rewards Points

• Up to 10x rewards points on foreign currency on overseas retail, dining, and travel
• Up to 5x rewards points on dining transactions in SGD
• Cumulative Rewards+ Cap of 20,000 Additional 360° Rewards Points
• Unlimited base 360° Rewards Points

The Good Life Privileges

• Enjoy access to exciting privileges, promotions, and benefits with your Standard Chartered Simply Cash Credit Card such as:
• TANGS - Up to S$40 voucher or promo code
• Caltex - Up to 20.7% savings and more
• Agoda - Up to 18% off accommodation worldwide
• Expedia - Up to 20% off eligible hotel bookings
• Standard Chartered Singapore Marathon 2023 - 15% off registration fees

360° Rewards Programme

• SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles
• SC EasyRewards: Redeem for Airline Partner Miles (Emirates Skywards, Qatar Airways Privilege, Qantas Frequent Flyer, and more), and Hotel Partner Points (ALL – Accor Live Limitless, IHG One Rewards) via Transfer Rewards.

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$60,000 for Foreigners

4) Fees & Charges

• Annual principal fee: S$196.20 (first two years waived) (inclusive of GST)
• Supplementary card annual fee: S$0
• Late payment fees: S$100
• Repayment grace period: At least 22 days from billing/statement date
• The minimum payment due will be:
• (i) the greater of either S$50 or 1% of principal (Including any installments billed in the current month); plus
• (ii) interest, fees, and charges; and
• (iii) over limit amount and past due amount (if any).
• Outstanding balances that are below S$50 shall be repaid in full.
• Cash advance charges: 8% with a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment
• Overlimit fee: S$40

Frequently Asked Questions

Can you enjoy annual fee waiver for the Standard Chartered Rewards+ Credit Card?

• Yes, the annual fee for the Standard Chartered Rewards+ Credit Card of $196.20 (inclusive of GST) is waived for the first and second-year

Who should apply for the Standard Chartered Rewards+ Credit Card?

• It is ideal for those who enjoy getting rewarded for dining out 

What is the minimum income requirement for the Standard Chartered Rewards+ Credit Card?

• Singapore/PR: Minimum Income of S$30,000
• Foreigners: Minimum Income of S$60,000