Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for those who enjoy getting rewarded for overseas retail, dining and travel spend, and local dining spend.

Singsaver Exclusive Promotion: Receive an Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30) or Nintendo Switch (Generation 2) (worth S$399) or Apple AirPods Pro 2nd Gen (worth S$365.70) or Up to S$340

• Promotion is valid for new Standard Chartered credit card members only
• Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards

Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval

Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval

• Promotion is valid until 1 May 2024
• Terms and Conditions apply

Note: Effective January 1st, physical card activation is now required to receive gifts, instead of solely activating digitally.

Product Page Transparency

• Pays to access additional features

Card Features & Details

1) Key Features

• Up to 10x rewards points on foreign currency on overseas retail, dining, and travel
• Up to 5x rewards points on dining transactions in SGD

2) Benefits

360° Rewards Points

• Up to 10x rewards points on foreign currency on overseas retail, dining, and travel
• Up to 5x rewards points on dining transactions in SGD
• Cumulative Rewards+ Cap of 20,000 Additional 360° Rewards Points
• Unlimited base 360° Rewards Points

The Good Life Privileges

• Enjoy access to exciting privileges, promotions, and benefits with your Standard Chartered Simply Cash Credit Card such as:
• TANGS - Up to S$40 voucher or promo code
• Caltex - Up to 20.7% savings and more
• Agoda - Up to 18% off accommodation worldwide
• Expedia - Up to 20% off eligible hotel bookings
• Standard Chartered Singapore Marathon 2023 - 15% off registration fees

360° Rewards Programme

• SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles
• SC EasyRewards: Redeem for Airline Partner Miles (Emirates Skywards, Qatar Airways Privilege, Qantas Frequent Flyer, and more), and Hotel Partner Points (ALL – Accor Live Limitless, IHG One Rewards) via Transfer Rewards.

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$60,000 for Foreigners

4) Fees & Charges

• Annual principal fee: S$196.20 (first two years waived) (inclusive of GST)
• Supplementary card annual fee: S$0
• Late payment fees: S$100
• Repayment grace period: At least 22 days from billing/statement date
• The minimum payment due will be:
• (i) the greater of either S$50 or 1% of principal (Including any installments billed in the current month); plus
• (ii) interest, fees, and charges; and
• (iii) over limit amount and past due amount (if any).
• Outstanding balances that are below S$50 shall be repaid in full.
• Cash advance charges: 8% with a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment
• Overlimit fee: S$40

Frequently Asked Questions

Can you enjoy annual fee waiver for the Standard Chartered Rewards+ Credit Card?

• Yes, the annual fee for the Standard Chartered Rewards+ Credit Card of $196.20 (inclusive of GST) is waived for the first and second-year

Who should apply for the Standard Chartered Rewards+ Credit Card?

• It is ideal for those who enjoy getting rewarded for dining out 

What is the minimum income requirement for the Standard Chartered Rewards+ Credit Card?

• Singapore/PR: Minimum Income of S$30,000
• Foreigners: Minimum Income of S$60,000