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Standard Chartered Platinum Visa Card

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Summary

Standard Chartered Platinum Visa Credit Card Review 2026

4 May - 1 Jun Promotion:

To qualify for the rewards, customers need to:

  • Apply for the cards and meet the minimum spend as required for each card
  • Apply for one of the following SCB products via SingSaver link as well except EasyPay:
  1. Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
  2. Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
  3. Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
  4. Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.

To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.


For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.

SCB Simply Cash (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • NOT Stackable with BAU

Base Rewards:

  • S$350 Cash
  • S$370 Grab Voucher
  • Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)

Top-up Rewards:

  • Dyson Airstrait (worth S$799) - S$100 topup
  • Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
  • MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
  • Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
  • Apple Watch Ultra 3 (worth S$1199) - S$840 topup

SCB Journey (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • Stackable with SCB offer

Base Rewards:

  • S$180 cash
  • 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
  • Samsung Galaxy Buds4 Pro (worth S$349)
  • Samsonite Straren Spinner 67/24 (worth S$600)

Features of Standard Chartered Platinum Visa Credit Card

  • 1 reward point for every S$1 spent
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • Earn up to 300 reward points per month on existing banking relationships in deposits, mortgage, investments, when S$250 is charged to the card
  • Enjoy up to 20% fuel savings at Caltex
  • 2 year annual fee waiver
  • Earn more rewards points if you have other banking relationships with Standard Chartered
...see more

Summary

Standard Chartered Platinum Visa Credit Card Review 2026

4 May - 1 Jun Promotion:

To qualify for the rewards, customers need to:

  • Apply for the cards and meet the minimum spend as required for each card
  • Apply for one of the following SCB products via SingSaver link as well except EasyPay:
  1. Apply for Standard Chartered EasyPay via SCB app for at least 3 retail transactions on your credit card for a minimum amount of S$150 each with at least 12 months tenure (within 60 days of card approval date).
  2. Apply and open a Standard Chartered Bonus$aver Account with a minimum deposit of S$3,000 (within 60 days of card approval date). Quick apply here.
  3. Submit an application and get approved for Standard Chartered CashOne Personal Loan with a minimum loan approved amount of S$1,000 and a minimum tenure of 12 months (within 60 days of card approval date). Quick apply here.
  4. Apply and get approved for Standard Chartered Credit Card Funds Transfer (CCFT) with a minimum loan amount of S$1,000 for a minimum tenure of 3 months (within 60 days of card approval date). Quick apply here.

To clarify, if customers apply for both an SCB Credit Card and SCB CashOne via SingSaver, they will only receive the reward for the product they apply for first.


For example, if a customer applies for the Credit Card before CashOne, they will receive the Credit Card reward. The CashOne application will then be considered as an ETC case.

SCB Simply Cash (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 30 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • NOT Stackable with BAU

Base Rewards:

  • S$350 Cash
  • S$370 Grab Voucher
  • Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)

Top-up Rewards:

  • Dyson Airstrait (worth S$799) - S$100 topup
  • Dyson V8 Cyclone cordless vacuum (worth S$559) - S$100 topup
  • MacBook Neo 256GB Magic Keyboard (worth S$849) - S$450 topup
  • Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$899) - S$500 topup
  • Apple Watch Ultra 3 (worth S$1199) - S$840 topup

SCB Journey (4 May - 1 Jun)

Promo Mechanic: Activate and spending a min. of S$800 within 60 days of card approval; apply one of the 4 SCB products listed above.

  • NTC (New to card) only, ETCs (Existing to card) no offer
  • Stackable with SCB offer

Base Rewards:

  • S$180 cash
  • 12,000 Max Miles (worth a round trip to Kuala Lumpur with the travel value at S$210+)
  • Samsung Galaxy Buds4 Pro (worth S$349)
  • Samsonite Straren Spinner 67/24 (worth S$600)

Features of Standard Chartered Platinum Visa Credit Card

  • 1 reward point for every S$1 spent
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • Earn up to 300 reward points per month on existing banking relationships in deposits, mortgage, investments, when S$250 is charged to the card
  • Enjoy up to 20% fuel savings at Caltex
  • 2 year annual fee waiver
  • Earn more rewards points if you have other banking relationships with Standard Chartered
...see more

Standard Chartered Platinum Visa Card

0.63%
CASHBACK
$100
CASHBACK CAP
1X point per dollar
ALL SPEND
0.4 miles per point
CONVERSION
$30,000
MINIMUM ANNUAL INCOME

Standard Chartered Platinum Visa Card

0.63%

CASHBACK

$100

CASHBACK CAP

1X point per dollar

ALL SPEND

0.4 miles per point

CONVERSION

$30,000

MINIMUM ANNUAL INCOME

📣 SIGN-UP BONUS

Snag S$350 Cash, S$370 Grab Voucher and Samsung Galaxy Buds4 Pro + 100 eCap bundle (worth S$449)! Top up for more rewards!

Valid till 01 Jun 2026. T&Cs apply.

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Reviews (4)

4.8

4 Reviews

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3
4
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3
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1
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      Posted 18 Jul 2022

      Purchased

      Standard Chartered Platinum Visa Card

      Fee Waivers Easy to process Cashback Card Good Customer Service Is friendly [Bill Payment Is simple at AXS or transfer

      0

      What are your thoughts?

      03 Aug 2020

      Purchased

      Standard Chartered Platinum Visa Card

      [Update: 3 August 2020] Do take note that if you're using this card to pay for investment courses, The Smart Investor course will not be counted towards points accumulation. I had opened a Case ID with them in Jun, to understand why this wasn't counted but another investment course is OK (The Fifth Person). Investment courses are not recurring purchases like insurance premiums. I can understand why they will exclude insurance premiums, but I totally can't get it for the courses. There was no reply from them at all throughout. I even called on 19 Jun and they acknowledged it. In the end, I gave up chasing them for a reply. No point waste my time. As for fee waiver, they gave it to me automatically on 9 Jul, without me calling to request. I don't know if it's because I wrote to them on the above and maybe they thought I wanted a waiver. 🤷‍♀️ Or perhaps to appease me! Hahaha. *** This is my everyday card, from buying air tickets to groceries. I have other cards from other banks, but they're only used on ad-hoc basis for dining purpose. I simply like accumulating points and Standard Chartered has good rewards for redemption. Plus the points accumulated can last for a while. I don't like too complicated stuff, so this card works for me.

      0

      What are your thoughts?

      25 Mar 2020

      Purchased

      Standard Chartered Platinum Visa Card

      [Cashback Card] I have used Standard Chartered Manhattan Platinum card since 2001 more than 19 years. It is very useful and the cashback is good but even though the rate is not a lot but it auto cash back is convenience and hassle-free. Moreover I receive the bill on the 7th of the month which is just few days after my paycheck. It is a nice timing. Importantly is the security feature, because I like to purchase online. When I place order no matter how little the amount, the credit card to activate a OTP to my cell phone for verification. It let me have a secure and peace in mind that my card will not use by unauthorized person or transaction. So I frequently use this card even though I have a lot of other credit cards

      0

      What are your thoughts?

      Posted 07 Jul 2023

      Purchased

      Standard Chartered Platinum Visa Card

      good reward and generally the customer service is pretty friendly and helpful. Applied it online fuss free and quite fast to approve

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Eligibility for Standard Chartered Platinum Visa Credit Card

      • Principal cardholders minimum age must be at least 21 years of age and up to 65 years of age
      • Singaporeans and PR; Minimum annual income of S$30,000
      • Foreigners; Minimum annual income of S$60,000 and must be holders of P1, P2 or Q type Singapore Employment Passes
        - Q Pass holders must have minimum one year validity remaining on their passes
      • Credit Record Free from Default

      Fees and Charges for Standard Chartered Platinum Visa Credit Card

      • Annual Principle Fee: S$192.60 (Waived for first 2 years)
      • Annual Supplementary Card fee: Free
      • Fee waiver: Available
      • Interest-Free Period: 20 days
      • Annual Interest Rate: 26.90%
      • Minimum monthly payment: 1% or S$50, whichever is higher
      • Late payment charge: S$80
      • Cash advance fee: 6% or $15, whichever is higher
      • Overlimit fee: S$40
      • Fees for foreign currency transactions: Up to 3.5% of the transaction amount

      Key features of Standard Chartered Platinum Visa Credit Card

      • Every S$1 you spend = 1 point in the Standard Chartered 360° rewards program (Reward points are only valid for 3 years)
      • Access to the 24h Visa Platinum concierge service in booking travel arrangements as well as ticket and dining reservations
      • 0% instalment plan at participating merchants and enjoy interest-free arrangements of up to 36 months on large purchases, with no set-up fee
      • Complimentary access to Good Life program for its benefits and privileges
      • Can be paired up with the Xtra Current Account to gain access to the following benefits:
        - Higher rewards on credit card spend
        - Receive up to 3% cashback on eligible Mastercard Debit Card transactions (Monthly cap of S$200)

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