facebookOCBC Platinum Credit Card Ratings Jul 2024

OCBC Platinum Credit Card

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  • Reviews (2)
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Summary

OCBC Platinum Credit Card Review 2024

Summary

OCBC Platinum Credit Card Review 2024

OCBC Platinum Credit Card

1 OCBC$ per dollar spent
ALL SPEND
0.4 Miles per OCBC$
CONVERSION

OCBC Platinum Credit Card

1 OCBC$ per dollar spent

ALL SPEND

0.4 Miles per OCBC$

CONVERSION

Reviews (2)

2.5

2 Reviews

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      Posted 06 Mar 2023

      Purchased

      OCBC Platinum Credit Card

      ease to sign-up, fuss free, service staff is professional and friendly answered My questions well overall would recommend

      0

      What are your thoughts?

      Posted 17 Nov 2019

      I felt quite challenged with OCBC when it comes to late charges waiver requests. There was one case where i missed out few dollars accidentally after making my monthly bill payment. The bank system automatically charged 200 over dollars late fee in the subsequent months, which is 20-30 times of my actual spend. After realising it, I tried a few times to call OCBC bank to ask for waiver, but was not able to get an approval. Finally, I escalated the issue to the bank customer service manager in Malaysia and got a special approval for it. After the case is settled, i also cancelled my OCBC card, as i think that it is really troublesome and need to spend a lot of time and energy to ask for waiver due an honest mistake of a few dollars late payment.

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      Eligibility For OCBC Platinum Credit Card

      • Age 21 or older
      • Singaporeans, Permanent Residents: Minimum annual income of $30,000
      • Foreigners: Minimum annual income of $45,000 and above

      Fees And Charges For OCBC Platinum Credit Card

      • Annual Principle Fee: $165.60 (First 2 years waived)
      • Annual Supplementary Card fee: $80.25 (First 2 years waived)
      • Fee waiver: Available (provided that you hit the minimum spending of at least S$10,000 in 1 year, starting from the month in which the card is issued)
      • Interest-Free Period: 23 days
      • Annual Interest Rate: 26.88%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $100
      • Cash advance fee: 6% or $15, whichever is higher
      • Administration Fee: S$150 to accelerate payment of automatic instalments
      • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

      Key Features Of OCBC Platinum Credit Card

      • Enjoy travel deals from Expedia
      • Enjoy health and wellness benefits (both online and offline) as well as entertainment options
      • Dining deals from selected merchants such as the Paradise Group