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HSBC TravelOne Credit Card

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Summary

HSBC TravelOne Credit Card

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app, the one and only travel card perfect for the jet set travellers.

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Nintendo Switch OLED (worth S$549) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher

  • Promotion is valid for new HSBC credit card holders only
  • Activate and spend min. $500 plus pay annual fee of S$196.20 by end of the following calendar month from the card account opening date
  • Not stackable with BAU offer
  • Promotion valid till 31 March 2024
  • Terms and Conditions. Click here
  • Receive 2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144) in our March Madness Grand Lucky Draw! Terms and Conditions. Click here

Product Page Transparency

  • Pays to access to additional features.

Card Features & Details

1) Key Features

  • Instant redemptions with a vast variety of airline and hotel partners using the mobile app
  • Up to 2.4 miles (6X Reward points) per S$1 spent
  • Travel privileges from free travel insurance coverage, airport lounge visits and more
  • Split your purchases flexibly with HSBC Instalment Plans

2) Benefits

Points
  • 2.4 miles (6X Reward points) per S$1 foreign currency spend
  • 1.2 miles (3X Reward points) per S$ local spend
  • Supplementary cards get the same perks
  • No conversion fee when you redeem for air miles or hotel points
  • Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.
Travel
  • 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders
  • Cashback offers and discounts when shopping at key destinations around the world, for both in-store and online merchants across over 25 countries
  • Top-tier benefits and access to curated offers and benefits from Mastercard
  • Complimentary travel insurance coverage (including COVID-19) of up to USD$100,000 for you and your family when you purchase your air tickets to your HSBC TravelOne Credit Card
  • Ensure the security of your personal data with proactive monitoring and alerts for peace of mind when surfing and purchasing online
  • Check out the latest travel and health restrictions for your trip with our travel companion

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000

4) Fees & Charges

  • Annual principal fee: S$196.20 (inclusive of GST)
  • Supplementary card annual fee: Free for life
  • Late payment fees: S$100
  • Repayment grace period: Depends on monthly credit card statement
  • Your minimum payment amount will be calculated as:
  • 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
  • Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
  • Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
  • Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
  • *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
  • However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
  • Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
  • Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC TravelOne Credit Card?

  • Yes, the annual fee for the HSBC TravelOne Credit Card of S$196.20 (inclusive of GST) is waived for the first year

Who should apply for the HSBC TravelOne Credit Card?

  • For users who like to redeem their miles instantly for airlines and hotels

What is the minimum income requirement for the HSBC TravelOne Credit Card?

  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000
...see more

Popular Products

Summary

HSBC TravelOne Credit Card

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app, the one and only travel card perfect for the jet set travellers.

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Nintendo Switch OLED (worth S$549) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher

  • Promotion is valid for new HSBC credit card holders only
  • Activate and spend min. $500 plus pay annual fee of S$196.20 by end of the following calendar month from the card account opening date
  • Not stackable with BAU offer
  • Promotion valid till 31 March 2024
  • Terms and Conditions. Click here
  • Receive 2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144) in our March Madness Grand Lucky Draw! Terms and Conditions. Click here

Product Page Transparency

  • Pays to access to additional features.

Card Features & Details

1) Key Features

  • Instant redemptions with a vast variety of airline and hotel partners using the mobile app
  • Up to 2.4 miles (6X Reward points) per S$1 spent
  • Travel privileges from free travel insurance coverage, airport lounge visits and more
  • Split your purchases flexibly with HSBC Instalment Plans

2) Benefits

Points
  • 2.4 miles (6X Reward points) per S$1 foreign currency spend
  • 1.2 miles (3X Reward points) per S$ local spend
  • Supplementary cards get the same perks
  • No conversion fee when you redeem for air miles or hotel points
  • Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.
Travel
  • 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders
  • Cashback offers and discounts when shopping at key destinations around the world, for both in-store and online merchants across over 25 countries
  • Top-tier benefits and access to curated offers and benefits from Mastercard
  • Complimentary travel insurance coverage (including COVID-19) of up to USD$100,000 for you and your family when you purchase your air tickets to your HSBC TravelOne Credit Card
  • Ensure the security of your personal data with proactive monitoring and alerts for peace of mind when surfing and purchasing online
  • Check out the latest travel and health restrictions for your trip with our travel companion

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000

4) Fees & Charges

  • Annual principal fee: S$196.20 (inclusive of GST)
  • Supplementary card annual fee: Free for life
  • Late payment fees: S$100
  • Repayment grace period: Depends on monthly credit card statement
  • Your minimum payment amount will be calculated as:
  • 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
  • Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
  • Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
  • Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
  • *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
  • However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
  • Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
  • Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC TravelOne Credit Card?

  • Yes, the annual fee for the HSBC TravelOne Credit Card of S$196.20 (inclusive of GST) is waived for the first year

Who should apply for the HSBC TravelOne Credit Card?

  • For users who like to redeem their miles instantly for airlines and hotels

What is the minimum income requirement for the HSBC TravelOne Credit Card?

  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000
...see more

HSBC TravelOne Credit Card

1.2mpd
LOCAL SPEND
2.4mpd
FOREIGN SPEND
$30,000
MINIMUM ANNUAL INCOME

HSBC TravelOne Credit Card

1.2mpd

LOCAL SPEND

2.4mpd

FOREIGN SPEND

$30,000

MINIMUM ANNUAL INCOME

📣 SIGN-UP BONUS

Receive 2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144) in our March Madness Grand Lucky Draw!

Valid till 31 Mar 2024. T&Cs apply.

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Reviews (2)

2.5

2 Reviews

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1
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      Posted 16 Oct 2023

      Purchased

      HSBC TravelOne Credit Card

      APPROVAL SPEED was slow, customer service was alright, yet to use it but i think it’s useful during traveling

      0

      What are your thoughts?

      Posted 04 Jul 2023

      Purchased

      HSBC TravelOne Credit Card

      I am not sure what's wrong with the customer service team. I apply this card for 1 month ago, still no status yet.

      0

      What are your thoughts?

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