HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app, the one and only travel card perfect for the jet set travellers.

SingSaver Exclusive Promotion: Receive a Dyson AM07 Tower Fan (worth S$459); or Apple AirPods 3rd Gen with MagSafe charging case (worth S$274); or S$250 eCapitaVoucher; or 15,000 Max Miles (worth a free flight to Tokyo, Japan)

• Promotion is valid for new HSBC credit cardmembers only
• Apply for the HSBC TravelOne Credit Card, provide your marketing consent to HSBC, pay the annual fee (S$196.20 incl. GST), and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
• Promotion is valid until 14 May 2024
• Terms and Conditions apply

Product Page Transparency

• Pays to access to additional features.

Card Features & Details

1) Key Features

• Instant redemptions with a vast variety of airline and hotel partners using the mobile app
• Up to 2.4 miles (6X Reward points) per S$1 spent
• Travel privileges from free travel insurance coverage, airport lounge visits and more
• Split your purchases flexibly with HSBC Instalment Plans

2) Benefits

Points

• 2.4 miles (6X Reward points) per S$1 foreign currency spend
• 1.2 miles (3X Reward points) per S$ local spend
• Supplementary cards get the same perks
• No conversion fee when you redeem for air miles or hotel points
• Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.

Travel

• 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders
• Cashback offers and discounts when shopping at key destinations around the world, for both in-store and online merchants across over 25 countries
• Top-tier benefits and access to curated offers and benefits from Mastercard
• Complimentary travel insurance coverage (including COVID-19) of up to USD$100,000 for you and your family when you purchase your air tickets to your HSBC TravelOne Credit Card
• Ensure the security of your personal data with proactive monitoring and alerts for peace of mind when surfing and purchasing online
• Check out the latest travel and health restrictions for your trip with our travel companion

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
• S$40,000 for Foreigners
• Or a fixed deposit collateral of S$10,000

4) Fees & Charges

• Annual principal fee: S$196.20 (inclusive of GST)
• Supplementary card annual fee: Free for life
• Late payment fees: S$100
• Repayment grace period: Depends on monthly credit card statement
• Your minimum payment amount will be calculated as:
• 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
• Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
• Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
• Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
• *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
• However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
• Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
• Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC TravelOne Credit Card?

• Yes, the annual fee for the HSBC TravelOne Credit Card of S$196.20 (inclusive of GST) is waived for the first year

Who should apply for the HSBC TravelOne Credit Card?

• For users who like to redeem their miles instantly for airlines and hotels

What is the minimum income requirement for the HSBC TravelOne Credit Card?

• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
• S$40,000 for Foreigners
• Or a fixed deposit collateral of S$10,000