HSBC Revolution Credit Card Reviews and Comparison - Seedly
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HSBC Revolution Credit Card

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  • Reviews (10)
  • Questions (7)
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Credit Cards/HSBC Revolution Credit Card

HSBC Revolution Card

5X Points per dollar on Online, Dining & Entertainment
SELECTED SPEND
1X Point per dollar
OTHER SPEND
0.4 Miles per 1X Points
CONVERSION

    HSBC Revolution Card

    5X Points per dollar on Online, Dining & Entertainment
    SELECTED SPEND
    1X Point per dollar
    OTHER SPEND
    0.4 Miles per 1X Points
    CONVERSION
Reviews (10)

2.5

10 Reviews

  • 5
    1
  • 4
    1
  • 3
    2
  • 2
    4
  • 1
    2

Read Review About...

signed card

understanding actual

details offers

actual details

offers quick

good understanding

service good

customer service

quick cash

boc family

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  • Updated 15h ago

    Purchased

    HSBC Revolution Card

    [Customer Service] I was given a good understanding and actual details and best offers which can be taken for quick cash
    0 comments
    0
  • Posted on 26 Nov 2019
    Nothing special as compare to other credit cards in town. The best feature is the 1-for-1 HSBC entertainer however with limited choices.
    0 comments
    0
  • Posted on 19 Sep 2019
    Signed up for the card due to the one time $150 cash back reward for $800 spend within first 2 months. For its main monthly rewards, it's a so-so card. The hotline is quite bad, had to hold more than 20 mins during non peak.
    0 comments
    6
  • Posted on 19 Sep 2019
    Card can be used every where. No problem using it when I am overseas. Phone service staff ever ready to help when I called to enquire on my card
    0 comments
    0
  • Posted on 15 Sep 2019
    Signed up for this card a couple years back to get a free Samsonite luggage after spending ~$5k. Currently still using it but not frequently. Only when there's dining discounts or when I use it along with the free HSBC Entertainer App. The HSBC Entertainer App provides 1-for-1 deals. They limit the options but still pretty decent :)
    0 comments
    0
Questions (7)

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Citi Lazada Card

HSBC Revolution Credit Card

MileLion

Miles

Credit Cards

Hi Anon, I'd say that the HSBC Revolution Card is superior in almost all aspects to the CITI Lazada Card, unless you live on Lazada. If you'd like to have an in-depth understanding of the CITI Lazada Card, we actually have a question thread wrt the CITI Lazada Card here. Alternatively, you can check out this article by Seedly's content team, and this article by The MileLion. CITI Lazada Card: - 4.8 miles (12pts) per S$1 spend on Lazada - 2 miles (5pts) on dining, transport & more - Shipping rebates & exclusive Lazada deals - Rewards capped at 4k miles (10k pts) per month - S$192.60 fee waived just 1 year - General spend earns 0.4 miles per S$1 To give a general consensus regarding the CITI Lazada Card- most view this card as pointless, as although the 4.8 MPD ratio you get when buying things off Lazada does seem quite generous, you have to keep in mind that CITI cards do not pool their points together. Hence, in order for you to actually accumulate enough miles on this card for a worthwhile miles redemption, you'll have to practically live your life on Lazada in order to get some actual value out of this card. HSBC Revolution Card - 2 miles/S$1 spend on local dining, entertainment & online spend (no min. spend req.) - Online payments for travel bookings, recurring bills & transit payments are rewards-eligible - Annual fee is waived with S$12,500/yr spend - 0.4 miles per S$1 general & overseas spend The most attractive thing about the HSBC Revolution Card would be it's verstaility with online payments, as you earn 2 mpd if you pay online, these include utilities payments, shopping transactions, insurance premiums, education/tution fees. If you use this card for all these online payments, the $12,500/yr spend to waive the annual fee should definitely be achievable! The versatility of the card makes this one of the better cards to have in your wallet if you're looking to be a less active mile hacker, and imo it's definitely a good entry-level card to use for dining, entertainment and online spending. Thus, unless you're looking to spend predominantly on Lazada, I'd suggest you go ahead with the HSBC Revolution Card! It definitely seems like the more feasible card long-term.
šŸ‘ 3

MileLion

Citi PremierMiles Visa Card

HSBC Revolution Credit Card

Credit Cards

Choon Yuan Chan
Choon Yuan Chan
Level 9. God of Wisdom
Answered on 23 Dec 2019
No expiry miles has narrowed down to a few credit cards. I would consider the Citibank premier miles card over dbs altitude. For you see if you can prepay some of your expenses because Citibank has a good sign up bonus miles which needs to be hit and is just slightly above what you spend
šŸ‘ 4

Miles

UOB Preferred Platinum Visa Card

HSBC Revolution Credit Card

DBS Live Fresh Card

MileLion

DBS Multiplier Account

Credit Cards

Hi anon, Looks like you are on the right track. I see that you are maximizing 4mpd spend so you know what your common spend categories are, and you'll also want to add on a general spend card in time to come for non-specialized spending. Keep reading the miles bloggers and you'll do fine in time to come.
šŸ‘ 3

OCBC VOYAGE Card

UOB Lady's Card

HSBC Revolution Credit Card

At 1.6 miles per dollar, OCBC voyage is probably one of the better cards that you may consider for dining. =) Here is everything about me and what I do best.
šŸ‘ 0

Shopping

Miles

HSBC Revolution Credit Card

Credit Cards

Cedric Jamie Soh
Cedric Jamie Soh, Director at Seniorcare.com.sg
Level 8. Wizard
Answered on 29 Sep 2019
You may have to download the specific credit card transaction terms and conditions to see if Singtel Dash is EXCLUDED. My guess is almost or all credit card out there would have excluded Singtel Dash, and set it under topping up of another payment system, and hence no credit card points for such transfer of money anyway.
šŸ‘ 0

DBS Altitude Visa Signature Card

DBS Live Fresh Card

Shopping

HSBC Revolution Credit Card

Standard Chartered Unlimited Cashback Credit Card

Credit Cards

Dominic Chang
Dominic Chang
Level 3. Wonderkid
Answered on 07 Jun 2018
Depends. You can look into BOC Family card. 10% on Dining, 5% on online shopping. However minimum spend is $700 so you will be putting everything onto your card expense.
šŸ‘ 2

Travel

DBS

DBS Altitude Visa Signature Card

Citi Rewards Credit Card

HSBC Revolution Credit Card

DBS Multiplier Account

Credit Cards

Bang Hong
Bang Hong
Level 6. Master
Answered on 20 Jul 2018
If your spending on CC is huge, converting to miles is typically what people do if they have intention of getting a biz flight or first class. You can refer to other articles write up on the calculation. For economy class the ratio is not that worthwhile comparing to biz/1st class. In summary, yes, converting CC points to miles is good only: 1) High spending on CC ($xxxx per month) 2) Redeeming Biz or First class. my 2 cents.
šŸ‘ 0

Eligibility for HSBC Revolution Card

  • 21 years of age
  • Singaporeans and PR; Minimum annual income of Ā $30,000
  • Foreigners; Minimum annual income of $40,000
  • Or a minimum Fixed Deposit of $10,000

Fees and Charges for HSBC Revolution Card

  • Annual Principle Fee: $150
  • Annual Supplementary Card fee: Free
  • Fee waiver: Available
  • Interest-Free Period: 20 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $55
  • Cash advance fee: 6% or $15
  • Overlimit fee: $40

Key features of HSBC Revolution Card

  • Earn 5X rewards on selected dining, entertainment and online purchases
  • $1 = 2 miles
  • No minimum spend
  • Earn 1X rewards on all other purchases

Terms and conditions of HSBC Revolution Card

  • The following transactions will not earn you reward points: fund transfers, financial charges and late charges. For the full list, please visit HSBCā€™s T&Cs.
  • Reward points cannot be transferred.

Ā For more info, you can check out HSBC Revolution Cardā€™s page here.