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HSBC Revolution Credit Card

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Summary

HSBC Revolution Credit Card

The rewards credit card ideal for savvy online shoppers that allows you to earn up to 10X Points on online purchases or through contactless payment. Have the freedom to choose miles as your reward instead, with 4 miles for every dollar spent ($1 = 4 miles). This credit card also includes no annual fees, no required minimum spend and more.

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Nintendo Switch OLED (worth S$549) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher

  • Promotion is valid for new HSBC credit card holders only
  • Activate and spend min. S$500 for 30-day periods following card approval
  • Not stackable with BAU offer
  • Promotion valid till 31 March 2024
  • Terms and Conditions. Click here
  • Receive 2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144) in our March Madness Grand Lucky Draw! Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • 10X Reward Points (= 4 miles or 2.5% cashback per dollar) on online and contactless spending with no minimum spend required
  • Get 1X Reward Points on all other spendings
  • No annual fees
  • Points can be used to offset spending

2) Benefits

Points
  • 1X base reward point for every S$1 spent on all eligible transactions and are not subject to any cap
  • 9X bonus reward points for every S$1 spent on eligible online and Visa contactless payments
  • Bonus points are capped at 9,000 rewards points per calendar month
  • Examples of eligible Visa contactless payments: Visa payWave, Apple Pay, and Google Pay
  • Reward points expire after a 37-month period from the subsequent month it is awarded
  • Additional 1% with HSBC Everyday+ Rewards Programme, up to S$300 per calendar month (S$500 for HSBC Premier customers)
HSBC Promotions & Privileges
  • Exclusive deals and offers for: 
  • Online and in-store shopping
  • Hotels, flights and packages
  • Dining, with 1-for-1 offers using the ENTERTAINER with HSBC app
  • Complimentary coverage on:
  • Online purchases for losses or damages
  • Complimentary travel insurance coverage
  • Fuel savings at any Caltex or Shell petrol station islandwide using the HSBC Revolution Credit Card:
  • Caltex: 14% instant discount on Diesel/Regular 92/Premium 95, 16% instant discount on Platinum 98
  • Shell: 14% instant discount at any Shell stations

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000

4) Fees & Charges

  • Annual principal fee: S$0 (waived annually)
  • Supplementary card annual fee: Free for life
  • Late payment fees: S$100
  • Repayment grace period: Depends on monthly credit card statement
  • Your minimum payment amount will be calculated as:
  • 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
  • Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
  • Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
  • Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
  • *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
  • However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
  • Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
  • Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC Revolution Credit Card?

  • Yes, the annual fee for the HSBC Revolution Credit Card is waived for every year.

Who should apply for the HSBC Revolution Credit Card?

  • For shoppers who enjoy shopping online and using contactless purchases
  • Those who want freedom to choose between earning points or miles

What is the minimum income requirement for the HSBC Revolution Credit Card?

  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000
...see more

Popular Products

Summary

HSBC Revolution Credit Card

The rewards credit card ideal for savvy online shoppers that allows you to earn up to 10X Points on online purchases or through contactless payment. Have the freedom to choose miles as your reward instead, with 4 miles for every dollar spent ($1 = 4 miles). This credit card also includes no annual fees, no required minimum spend and more.

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Nintendo Switch OLED (worth S$549) or Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher

  • Promotion is valid for new HSBC credit card holders only
  • Activate and spend min. S$500 for 30-day periods following card approval
  • Not stackable with BAU offer
  • Promotion valid till 31 March 2024
  • Terms and Conditions. Click here
  • Receive 2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144) in our March Madness Grand Lucky Draw! Terms and Conditions. Click here

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • 10X Reward Points (= 4 miles or 2.5% cashback per dollar) on online and contactless spending with no minimum spend required
  • Get 1X Reward Points on all other spendings
  • No annual fees
  • Points can be used to offset spending

2) Benefits

Points
  • 1X base reward point for every S$1 spent on all eligible transactions and are not subject to any cap
  • 9X bonus reward points for every S$1 spent on eligible online and Visa contactless payments
  • Bonus points are capped at 9,000 rewards points per calendar month
  • Examples of eligible Visa contactless payments: Visa payWave, Apple Pay, and Google Pay
  • Reward points expire after a 37-month period from the subsequent month it is awarded
  • Additional 1% with HSBC Everyday+ Rewards Programme, up to S$300 per calendar month (S$500 for HSBC Premier customers)
HSBC Promotions & Privileges
  • Exclusive deals and offers for: 
  • Online and in-store shopping
  • Hotels, flights and packages
  • Dining, with 1-for-1 offers using the ENTERTAINER with HSBC app
  • Complimentary coverage on:
  • Online purchases for losses or damages
  • Complimentary travel insurance coverage
  • Fuel savings at any Caltex or Shell petrol station islandwide using the HSBC Revolution Credit Card:
  • Caltex: 14% instant discount on Diesel/Regular 92/Premium 95, 16% instant discount on Platinum 98
  • Shell: 14% instant discount at any Shell stations

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000

4) Fees & Charges

  • Annual principal fee: S$0 (waived annually)
  • Supplementary card annual fee: Free for life
  • Late payment fees: S$100
  • Repayment grace period: Depends on monthly credit card statement
  • Your minimum payment amount will be calculated as:
  • 100% of the monthly instalment amount for each of your cash instalment plans and spend instalment plans, if you have any;
  • Plus: 100% of any interest, late fees, annual credit card fees and overlimit fees charged to your account
  • Plus: 1% of your remaining outstanding balance (i.e. your total outstanding balance less the amounts set out under the previous two bullet points)
  • Plus: the excess amount above your credit limit, if your account is overlimit, or SGD50, whichever is greater.
  • *The total amount under the 2nd and 3rd plus is subject to a minimum of S$50 (in the currency of your account).
  • However, if your total outstanding balance is less than S$50 (in the currency of your account), your minimum payment amount will be your total outstanding balance.
  • Cash advance charges: S$15 or 6% of the amount drawn, whichever is higher.
  • Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period. 

Frequently Asked Questions

Can you enjoy annual fee waiver for the HSBC Revolution Credit Card?

  • Yes, the annual fee for the HSBC Revolution Credit Card is waived for every year.

Who should apply for the HSBC Revolution Credit Card?

  • For shoppers who enjoy shopping online and using contactless purchases
  • Those who want freedom to choose between earning points or miles

What is the minimum income requirement for the HSBC Revolution Credit Card?

  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$40,000 for self-employed or commission-based Singaporean or Permanent Resident
  • S$40,000 for Foreigners
  • Or a fixed deposit collateral of S$10,000
...see more

HSBC Revolution Card

10X Points per dollar on Online, Dining & Entertainment
SELECTED SPEND
1X Point per dollar
OTHER SPEND
0.4 Miles per 1X Points
CONVERSION

HSBC Revolution Card

10X Points per dollar on Online, Dining & Entertainment

SELECTED SPEND

1X Point per dollar

OTHER SPEND

0.4 Miles per 1X Points

CONVERSION

📣 SIGN-UP BONUS

Receive 2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144) in our March Madness Grand Lucky Draw!

Valid till 31 Mar 2024. T&Cs apply.

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Reviews (43)

3.3

43 Reviews

5
13
4
10
3
8
2
3
1
9

Service Rating

Speed of Approval

3.3

Ease of Fee Waiver

4.3

Customer Support

3.4

      Posted 09 Jun 2023

      Purchased

      HSBC Revolution Card

      There was a sign-up bonus cashback when I applied which made it an attractive card. No annual fee. Points earned could be used to redeem for a variety of vouchers and rewards. Customer service is helpful

      0

      What are your thoughts?

      Posted 01 Nov 2022

      Purchased

      HSBC Revolution Card

      [Miles Card] [Cashback Card] Its the best miles and cashback card for its entry level. Consumers can choose between 4 miles per dollar or 2.5% cashback for all contactless spending [Fee Waivers] There is no annual fee for the card so what Fee waiver is needed!

      0

      What are your thoughts?

      Posted 22 Apr 2022

      Purchased

      HSBC Revolution Card

      Like that this is a great card for miles (4mpd) to a cap of $1k a month. it works well for online and contactless spending, which is a good complement to my other cashback card. Comes with access to HSBC+Entertainer app, the standard package with around 2 coupons per merchant. definitely recommend this!

      0

      What are your thoughts?

      Posted 22 Feb 2022

      Purchased

      HSBC Revolution Card

      Fee-free 4 mile-per-dollar (mpd) (or 2.5% cashback) card on a wide variety of common categories/MCCs, with potentially additional 1% cashback via HSBC Everyday+ if you meet the criteria for it.

      0

      What are your thoughts?

      Posted 27 Jan 2022

      Purchased

      HSBC Revolution Card

      [Card Hacks] No fees and huge points rewards. Just for using it online or for contactless payments you'll get 10x the rewards. Revolutionary!

      0

      What are your thoughts?

      Posted 20 Dec 2021

      Purchased

      HSBC Revolution Card

      A great card for contactless spenders and Low spenders of ~1k per month. You get 4mpd/ ~2.5% cashback for the first $1,000 of spending (no min spend) which I thought was a really good deal. No fees, hence no need to worry/go through the hassle of having to waive it. You could also use it as a backup card if you hit the limits for your other cards and just wanna get the most out of your ~1k spending with this 10points for $1 reward. There are some exclusions though but most online and contactless spendings will work. Application process: There were some issues with the singpass route, which made it very inconvenient since you’ll have to fill in the details manually. But it is pretty straightforward. My application also took about a 3 weeks as they needed some supporting documents. Promotions: no awesome on-boarding gifts like Citi for now but they’re giving ~$200 cashback for spending of $500. There’s the HSBC entertainer access which gives you lots of 1-1 food deals (tbh very similar to Burpple deals) and experiences (VR room, AJ hackatt etc) so very very worth! App interface/ Customer service: simple app but will need some familiarising since it isn’t as straightforward (some things are found in categories/buttons you did not expect it to, or at least for me), but they have customer service live (during working hours) to respond to your needs or doubts. They were really helpful, answering the questions I needed clarification in.

      0

      What are your thoughts?

      Posted 11 Oct 2021

      Purchased

      HSBC Revolution Card

      Best miles miles card with zero annual fee! Only drawback is that OCBC no longer allows us to FAST bill payment. This is a pain month in month out to have to use the axs app to pay my bills! (No I don’t wish to use GIRO)

      0

      What are your thoughts?

      Posted 23 Aug 2021

      Purchased

      HSBC Revolution Card

      Best miles card by far. No annual fee. 4mpd almost everywhere. Very versatile card to have in every mile chaser wallet

      0

      What are your thoughts?

      03 May 2021

      Purchased

      HSBC Revolution Card

      One of the best cards in the market now, with $1K cap on 4X miles per dollar on important categories for dining and contactless!

      0

      What are your thoughts?

      25 Jan 2021

      Purchased

      HSBC Revolution Card

      [Useful For...] Everyday miles to for spending on F&B and Online. At around 4 mpd for spending. [Promotions and Perks] Was a great sign up deal with a luggage which you can get with the first spend. And some additional grab credits. [Miles Redemption for card spending] You can now redeem air miles at 25,000 Rewards points per block of 10,000 miles. This would equate to around 1 Reward point = 0.4 mile (Krisflyer or AsiaMiles) Note, you would have to pay a SGD40 or 9,000 points for an annual programme which will allow you to redeem miles yearly

      0

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