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HSBC Advance Credit Card

  • Overview
  • Reviews (19)
  • Questions (0)
  • More Details
Credit Cards/HSBC Advance Credit Card
Credit Cards/HSBC Advance Credit Card
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HSBC Advance Card

Up to 3.5% on all spend

CASHBACK

$125

CASHBACK CAP

$0

MINIMUM SPEND

HSBC Advance Card

Up to 3.5% on all spend

CASHBACK

$125

CASHBACK CAP

$0

MINIMUM SPEND

Reviews (19)

4.3

19 Reviews

  • 5
    9
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    Most HelpfulMost RecentLow to HighHigh to Low
      Updated on 27 Dec 2020

      Purchased

      HSBC Advance Card

      [Useful For...] erratic spenders! personally, some months I can spend $100 while other months up to $800. This card works for me as it is fuss free - I do not have to track my spending by category and can gain cashback across most spending.

      0

      Post

      Updated on 24 Sep 2020

      Purchased

      HSBC Advance Card

      [Promotions and Perks] They also have the free entertainer lite with HSBC. (Previously I paid $5 for this, but now they have made it free for everyone). To "Trial" how entertainer is like before going on for a full subscription. [Cashback Card] Fuss free 1.5% for all spending.

      0

      Post

      Updated on 26 Aug 2020

      Purchased

      HSBC Advance Card

      I have tried few credit cards (cashback/miles) from other banks but at the end I still prefer to use this card for most of my transactions. I am using the HSBC Advance account hence the cashback of 2.5% is pretty decent (cap at S$125 per month) with no minimum spend (additional 1% if the spend is over S$2k). [Fee Waivers] There is perpetual annual fee waiver for HSBC Advance banking customers. I am amazed that they auto-waived the fee without having to make the phone call. [Customer Service] I was able to connect with their agents fairly quickly as compared to other banks via phone call. They were helpful and able to answer my queries. [Promotions and Perks] You can download ENTERTAINER with HSBC app to get some 1-for-1 deals and discounts. [Card Hacks] So far I am getting cashback from Grab topup (Update: No more cashback from Grab topup after 15 Jul 2020). [Others] Samsung Pay does not support HSBC credit cards for now.

      0

      Post

      Updated on 08 Jul 2020

      Purchased

      HSBC Advance Card

      Application was smooth and fast. Received free luggage as well! and monthly cash back of 1-2%. One of the better few:)

      0

      Post

      Updated on 08 Jul 2020

      Purchased

      HSBC Advance Card

      I simply love the high cash back. For big purchases, using this card allows me to earn some rebates. So far I am satisfied with its billing, customer service. Just hoping for more promotions to come.

      0

      Post

    Questions (0)
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      No Question Found.

      Eligibility for HSBC Advance Card

      • At least 21 years of age
      • Singaporeans and PR; Minimum annual income of $30,000
      • Foreigners; Minimum annual income of $40,000
      • If minimum annual income requirements are not met, a minimum Fixed Deposit Collateral of $10,000 is required.

      Fees and Charges for HSBC Advance Card

      • Annual Principle Fee: $193
      • Annual Supplementary Card fee: Free
      • Fee waiver: Fee waivered for first year
      • Interest-Free Period: 20 days
      • Annual Interest Rate: 25.90%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $55
      • Cash advance fee: 6% or $15
      • Overlimit fee: $40

      Key features of HSBC Advance Card

      • 3.5% Cash Back on all purchases
      • No minimum spend required
      • 1 year annual fee waiver, perpetually waived for HSBC Advance banking customers
      • 1.5% Cash Back with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month, capped at $70 a month
      • 2.5% Cash Back with no minimum spend / 3.5% Cash Back on all purchase with $2,000 minimum spend per month, capped at $125 per month, only applicable to HSBC Advance banking customers.
      • Perpetual supplementary card annual fee waiver
      • Cash Back for recurring bill payments

       

      Terms and conditions of HSBC Advance Card

      • Transactions not eligible for cash back include: cash advances, balance transfers, bank fees, tax payments via HSBC tax payment facility, instalment payment plans, brokerage fees and more. For the full list, please refer to the HSBC Advance Card’s T&Cs.

      For more info, you can check out HSBC Advance Card’s page.