HSBC Advance Credit Card Reviews and Comparison - Seedly
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HSBC Advance Credit Card

  • Overview
  • Reviews (18)
  • Questions (0)
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HSBC Advance Card

Up to 3.5% on all spend
CASHBACK
$125
CASHBACK CAP
$0
MINIMUM SPEND

    HSBC Advance Card

    Up to 3.5% on all spend
    CASHBACK
    $125
    CASHBACK CAP
    $0
    MINIMUM SPEND
Reviews (18)

4.3

18 Reviews

  • 5
    9
  • 4
    5
  • 3
    4
  • 2
    0
  • 1
    0

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  • Updated 2w ago

    Purchased

    HSBC Advance Card

    Application was smooth and fast. Received free luggage as well! and monthly cash back of 1-2%. One of the better few:)
    0 comments
    0
  • Updated 2w ago

    Purchased

    HSBC Advance Card

    I simply love the high cash back. For big purchases, using this card allows me to earn some rebates. So far I am satisfied with its billing, customer service. Just hoping for more promotions to come.
    0 comments
    0
  • Updated 3w ago

    Purchased

    HSBC Advance Card

    This is a no-brainer for Premier / Advance customers as it can score as high as 3.5% rebate on general spending not covered by other cards. With perpetual fee waiver, this is a card that stays in my wallet.
    0 comments
    0
  • Updated 4w ago

    Purchased

    HSBC Advance Card

    Have been a HSBC Advance account and credit card customer since Aug 2018. SGD 30K is all you need to be a HSBC Advance customer. It can be SGD 30K on FD promo rate too. 2.5% cashback (3.5% cashback for above SGD 2k spending a mth) is really a good cashback rate for people who are conservative (likes Fixed Deposits/Pure Savings) and hardly spend (no minimum spending required to earn cashback and $125/mth cap on cashback).
    0 comments
    0
  • Updated on 08 Jun 2020

    Purchased

    HSBC Advance Card

    I have tried few credit cards (cashback/miles) from other banks but at the end I still prefer to use this card for most of my transactions. I am using the HSBC Advance account hence the cashback of 2.5% is pretty decent (cap at S$125 per month) with no minimum spend (additional 1% if the spend is over S$2k). [Fee Waivers] There is perpetual annual fee waiver for HSBC Advance banking customers. I am amazed that they auto-waived the fee without having to make the phone call. [Customer Service] I was able to connect with their agents fairly quickly as compared to other banks via phone call. They were helpful and able to answer my queries. [Promotions and Perks] You can download ENTERTAINER with HSBC app to get some 1-for-1 deals and discounts. [Card Hacks] So far I am getting cashback from Grab topup. Will keep it updated if there are any changes. [Others] Samsung Pay does not support HSBC credit cards for now.
    0 comments
    1
Questions (0)
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Eligibility for HSBC Advance Card

  • At least 21 years of age
  • Singaporeans and PR; Minimum annual income of $30,000
  • Foreigners; Minimum annual income of $40,000
  • If minimum annual income requirements are not met, a minimum Fixed Deposit Collateral of $10,000 is required.

Fees and Charges for HSBC Advance Card

  • Annual Principle Fee: $193
  • Annual Supplementary Card fee: Free
  • Fee waiver: Fee waivered for first year
  • Interest-Free Period: 20 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $55
  • Cash advance fee: 6% or $15
  • Overlimit fee: $40

Key features of HSBC Advance Card

  • 3.5% Cash Back on all purchases
  • No minimum spend required
  • 1 year annual fee waiver, perpetually waived for HSBC Advance banking customers
  • 1.5% Cash Back with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month, capped at $70 a month
  • 2.5% Cash Back with no minimum spend / 3.5% Cash Back on all purchase with $2,000 minimum spend per month, capped at $125 per month, only applicable to HSBC Advance banking customers.
  • Perpetual supplementary card annual fee waiver
  • Cash Back for recurring bill payments

 

Terms and conditions of HSBC Advance Card

  • Transactions not eligible for cash back include: cash advances, balance transfers, bank fees, tax payments via HSBC tax payment facility, instalment payment plans, brokerage fees and more. For the full list, please refer to the HSBC Advance Card’s T&Cs.

For more info, you can check out HSBC Advance Card’s page.