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HSBC Advance Credit Card

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  • Reviews (23)
  • Discussions (0)
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Credit Cards/HSBC Advance Credit Card
Credit Cards/HSBC Advance Credit Card
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USER RATINGS

Speed of Approval

4.5

Ease of Fee Waiver

4.3

Customer Support

3.8

HSBC Advance Card

Up to 3.5% on all spend

CASHBACK

$125

CASHBACK CAP

$0

MINIMUM SPEND

[PROMO] Get iRobot Roomba 692 or S$300 cash. Valid till 13 Oct 2021. T&Cs apply. Learn more below.

HSBC Advance Card

Up to 3.5% on all spend

CASHBACK

$125

CASHBACK CAP

$0

MINIMUM SPEND

[PROMO] Get iRobot Roomba 692 or S$300 cash. Valid till 13 Oct 2021. T&Cs apply. Learn more below.

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HSBC Advance Credit Card Review 2021

The HSBC Advance Credit Card is a cashback credit card designed to help you save as you spend with up to 3.5% cashback without minimum spend. Spending less than S$2,000 monthly gets you 1.5% cashback while spending more than S$2,000 will get you 2.5% cashback. The maximum cashback you can earn per month is capped at S$70.

The extra 1% cashback can be earned when the HSBC Advance Cardholder also has an HSBC Everyday Global Account that fulfills S$2,000 of monthly deposit AND charges 5 qualifying Credit Card transactions.

Read More about HSBC Advance Credit Card
Reviews (23)

4.2

23 Reviews

  • 5
    11
  • 4
    7
  • 3
    4
  • 2
    0
  • 1
    1

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    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 25d ago

      Purchased

      HSBC Advance Card

      [Hidden Terms] I bought some cryptocurrency on this card and was charged quite a few different fees such as the cash advance fees, interest debit adjustment. Furthermore, there was billed finance charges on the cash advance fees, which kept accuring until from the purchase date. I was shocked that they went ahead with those charges as I usually only pay my bills once a month. [Customer Service] I've been waiting for a reply from the "relevant department" for 3 months and counting. [Fee Waivers] So far no reply from their customer service.

      0

      What are your thoughts?

      Reply

      29 Jun 2021

      Purchased

      HSBC Advance Card

      Getting a fee waiver is not easy with HSBC. Cs support is not very helpful too. App ui is friendly but it will take sometime for your payments to your bill to reflect

      0

      What are your thoughts?

      Reply

      11 Jun 2021

      Purchased

      HSBC Advance Card

      My favorite card with auto waiver of membership fees! Never had to call their customer service. Very good for people with inconsistent spending

      0

      What are your thoughts?

      Reply

      06 May 2021

      Purchased

      HSBC Advance Card

      highest cashback that i can find, with some additional hassle of maintaining the advance bank account.

      0

      What are your thoughts?

      Reply

      27 Dec 2020

      Purchased

      HSBC Advance Card

      [Useful For...] erratic spenders! personally, some months I can spend $100 while other months up to $800. This card works for me as it is fuss free - I do not have to track my spending by category and can gain cashback across most spending.

      2

      Hi Cynthia, thanks for sharing your review. Just wondering, is that amount of spending enough to offset/activate the annual credit card fee waiver?

      Hi!! the first year annual fee is waived for this card so might only be able to give you a confirmed answer in 2022 :p sorry about that!!!

      What are your thoughts?

      Reply

    Discussions (0)
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      2 Exclusive Rewards

      Get iRobot Roomba 692 (worth S$818) or S$300 cash via PayNow

      • Promotion is valid from 23 September to 13 October 2021
      • Promotion is applicable to new HSBC cardmembers only
      • Min. spend of S$500 within 30 days upon card activation is required
      • Promotion is stackable with HSBC's S$30 cashback promotion
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Get up to S$60 cashback

      • Promotion is valid from 23 September to 31 October 2021
      • Promotion is applicable to HSBC cardmembers only
      • New and existing cardmembers must submit an application with Myinfo via Singpass between 1 September and 31 October 2021 to receive S$30 cashback
      • Existing cardmembers must spend a min. of S$500 from the card account opening date to the end of the following month to receive an additional S$30 cashback
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Features of HSBC Advance Card

      • Up to 3.5% Cash Back on all purchases
      • No minimum spend required
      • 1 year annual fee waiver, perpetually waived for HSBC Advance banking customers
      • 1.5% Cash Back with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month, capped at $70 a month
      • Extra 1% cashback when the cardholder is also an HSBC Everyday Global Account holder who fulfills:
        - depositing a minimum of S$2,000 in fresh funds to your HSBC Everyday Global Account monthly AND
        - changes 5 qualifying transactions to your HSBC Advance Credit Card Monthly
      • The 1.5% and 2.5% cashback are capped at S$70 while extra cashback is capped at S$300 per calender month.
      • Perpetual supplementary card annual fee waiver
      • Cash Back for recurring bill payments

      Eligibility: Who can apply for HSBC Advance Card

      • At least 21 years of age
      • Singaporeans and PR; Minimum annual income of $30,000
      • For self-employed and commission-based Singaporeans or PR, a minimum annual income of SGD40,000 is required
      • Foreigners; Minimum annual income of $40,000
      • If minimum annual income requirements are not met, a minimum Fixed Deposit Collateral of $10,000 is required.

      Fees and Charges for HSBC Advance Card

      • Annual Principle Fee: $193
      • Annual Supplementary Card fee: Free
      • Fee waiver: Fee waivered for the first year
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $55
      • Overlimit fee: $40

      How to apply for HSBC Advance Credit Card?

      You can apply online, with or without MyInfo, or through HSBC branches.

      Apply using MyInfo via SingPass and save the hassle to provide supporting documents.

      Alternatively, prepare the following supporting documents with your application.

      • ID documents of primary and supplementary applicant(s)
      • Income documents of primary applicant

      Already have an HSBC credit card?

      If you're an existing HSBC credit cardholder, you're eligible for S$30 cashback when you apply for the HSBC Advance Credit Card. And that's not all - you'll also receive an additional S$30 cashback when you apply with MyInfo via SingPass.

      Terms and conditions of HSBC Advance Card

      Transactions not eligible for cash back include: cash advances, balance transfers, bank fees, tax payments via HSBC tax payment facility, instalment payment plans, brokerage fees and more. For the full list, please refer to the HSBC Advance Card’s T&Cs.

      For more info, you can check out HSBC Advance Card’s official page for more.

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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