Will investing $100 on a monthly basis on StashAway be profitable in the long run?

Hi Anon,

I agree with Cedric that starting early is key to your investment journey and congratulations to you on that achievement! I think that robo-advisors are a great option for a beginning strategy when you are still figuring out the financial markets and the different asset classes.

One key factor when choosing a robo-advisor would be the management/expense fees for utilising a platform because expenses can draw down on your returns!

Speaking from my own experience, investing in robo-advisors can provide you with a "reasonable" portfolio based on your risk profile and investment objectives. Not all robo-advisors are completely free from human touch (see: https://solutions.kristal.ai/seedlypost) as well.
The other alternative in terms of RSP/DCA strategy would be to invest in an STI ETF, using platforms such as DBS Invest-Saver, OCBC or PhilipSecurities for example. However, my main concern would be that you are looking to invest $100 on a monthly basis and the expenses per investment might be too exhorbitant for you case. (Please look up the current expenses and do not take my word for it!) Hence, that is why I started off my comment with robo-advisor platforms first!

All the best in your investment journey!

Yes, investing regularly will be profitable in the long run, nothing to do with whatever robo-advisors or manual investing, so congrats on whatever you choose. You will be profitable in the long run because

1. dollar cost averaging in the long run
2. funds give u diversification and exposure to a wide range of stocks
3. ETF gives u investments at a low cost

Robo advisors help in removing emotions to stress on the dollar cost averaging. =)

There are many other ways why robo-advisors help, meh. I think the dollar costs averaging will be the most useful part. :D