Anonymous
There are many options available but came down to these three. Which one is actually more recommended & why? Axa Shield Plan A + Enhanced Care (Rider) Premium vs NTUC Incomeshield Preferred vs AIA Healthshield Gold Max
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Tan Li Xing
23 Jan 2020
Financial Consultant at Prudential Assurance Company (Singapore)
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Elijah Lee
22 Jan 2020
Senior Financial Services Manager at Phillip Securities (Jurong East)
Hi anon,
The key function of the shield plan is to cover your hospital bills and associated pre and post outpatient costs.
With that in mind, all shield plans are largely the same.
But once you get into the finer details, they can differ by quite a bit. Now, it won't make a lot of sense to detail everything here, but you can speak with your advisor who should be able to take you through the unique selling points of each plan, and I'd recommend you to do just that.
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Pang Zhe Liang
22 Jan 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
All integrated shield plans have their merits beyond the price point. This is because the premium is...
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AXA Shield Integrated Shield Plan A
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OUTPATIENT BENEFITS
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Hi Anon,
What are the differences between these insured and their products that cause you to shortlist them?
Between what you have shortlisted, personally I think AIA should be the most reliable as they have been in this longer so they have the expertise. But if you are open, I think you can actually consider Prudential's, which I know that many people say that we are 'expensive', which is true to some extent, but we are not the most expensive in the industry.
Do reach out if you are interested to find out more