What is the difference between investing in USA ETFs using robo-advisors and brokers? Which is the best and has the lowest fees?

Hi Anon,

Thank you for considering kristal.AI!

What’s the difference between investing with kristal.AI vs a brokerage?

We believe in transparency and making investing available to everyone and for accounts that are below the value of USD10,000, there are no management fees. Our pricing structure is transparent, with no underlying hidden costs.

We receive preferential rates from our partner brokers that are competitive to the industry standard. For instance, we are able to offer trades at 1USD/Trade for US ETFs.

Here at kristal.AI, you are also able to make use of the algorithm to act as an objective voice in recommending a portfolio suited for your risk profile and intended investment time horizon. There are options for more passive investors, in which you will be able to make use of our auto-rebalanced portfolios for a more hands-off investment approach.

Kristal ai let you choose your own etf, but it's also a robo advisor.

fsmone and tiger are both brokerage account, main Difference is fees. Tiger brokers much cheaper compared to FSMOne.

If kristal ai has the etf that you want, then kristal cause no fees for the first $50k. Nexr will be tiger then fsm