facebookIs Citi PremierMiles Visa Card really the best card to earn miles? - Seedly

Anonymous

10 Feb 2020

Credit Cards

Is Citi PremierMiles Visa Card really the best card to earn miles?

For someone with an annual salary under S$60K.

Discussion (11)

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It's a decent general spending miles card

You may want to consider the new DBS Altitude card sign up promo that gives you up to 36,000 miles for your first $6000 spend. This works out to be 6mpd. Afterwards, you get 1.5mpd for the first 180 days, which is the best general spend card out there at the $60k income range.

Cedric Jamie Soh

23 Dec 2019

Director at Seniorcare.com.sg

For me I love the part that its miles does not expire.

There are better cards around, such as UOB Priv miles that is a better earn than Citibank.

However, Citibank Premiermiles's benefit of miles that does not expire seals it for me.

It depends on your prefeence. If you use miles often, go for a better card that earns more miles per dollar spend (UOB Priv miles, Amex Krisflyer)

If you prefer to keep and accumulate miles that does not expire, go for citibank!

To make it simple, Yes its pretty good

BIGGEST ADVANTAGE: no miles expiry

BIGGEST DISADVANTAGE: 25 bucks per transfer

I would strongly look at OCBC 90N if you have decent transactions and dont worry about miles expiring

Every card has their edge, and there isn't just a single card that triumphs in all categories. Just ...

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