I already have an account with Autowealth and POSB invest saver. Any advice if I should proceed with a new account with Endowus to have a “global” investment portfolio?

Use Endowus to invest spare cpf monies that you are comfortable with the risk, could be any amount post $20k/$30k/.../$Xk.

I would opt out of the POSB invest saver, index investing via STI is just a convenient marketing narrative for banks to encourage you to invest your monies via them.

Hi,

Looking at it from an Endowus vs Autowealth angle, we are

1. using SGD hedged bond funds instead of USD bond funds, subjecting you to know FX risk for fixed incomes

2. allowing you to invest CPF, SRS and cash in 1 portfolio

3. using estate tax and dividend withholding tax efficient instruments

I think largely Autowealth investment philosophy is the same as ours, so you can make a choice based on the above.