facebookCurrently, I hold SWRD. However, I've been told it's not liquid enough. Instead of purchasing SWRD now & investing in EIMI in future, I'm thinking if it makes sense to go for VUSA now and then add on VEU. Any advice? - Seedly

Anonymous

05 Sep 2020

General Investing

Currently, I hold SWRD. However, I've been told it's not liquid enough. Instead of purchasing SWRD now & investing in EIMI in future, I'm thinking if it makes sense to go for VUSA now and then add on VEU. Any advice?

I have been following forums and consolidating advice from other pros here. I would like an aggressive but easy to manage portfolio since I'm only 30 yo aka 100% equities + CPF as bonds.

I saw Frankie the legend recommend VUSA 50% + MSCI World ex-USA (which I'm guessing is VEU)?

How does this compare to SWRD/EIMI or IWDA/EIMI? I have around SGD 22K now in SWRD and thinking of where to park my SGD 30K.

Discussion (1)

What are your thoughts?

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Oh, thank you for the 'legend' title, I would hand that over to Elijah, because to me he seems to give the most prudent & balanced advice here on this board, where my investing method is more risky for sure, even when the main recommendation to others would be a global stock ETF (then you still would have 100% stock exposure and no different major asset class, risky).

I wrote my main thread particularly to recommend to avoid the 'bad' things (unit trusts, options, derivatives, short term investing).

back to your question:

I cannot know the future.

Simplicity and fee reduction seem to be of utmost importance for good longterm results.

I feel:

-that SWRD is excellent

-that CSPX instead of VUSA is better because of better dividend tax handling

-that Emerging Markers, with the exception of pure China (f.ex CNYA), are too risky.

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