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As you hit retirement age, you might want more bonds:stock ratio for your investment.
I would gradually take out what i need per year for that retirement period and let the rest grow via fixed income.
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Hi Lau Poh Siong, I'll say it all depends on your financial goals when you are 65 and whether you ha...
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Do not withdraw more than 4% (safe withdrawal rate) every year to ensure that the 96% keeps growing and you should never have to work again. This person explains it better:
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