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Lau Poh Siong

02 Nov 2020

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What should I do if I managed to amass a few million in index funds via Endowus in 30 years time (I'll be 65). Should I withdraw all at one go or draw down a percentage slowly per month?

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Sean

02 Nov 2020

Do not withdraw more than 4% (safe withdrawal rate) every year to ensure that the 96% keeps growing and you should never have to work again. This person explains it better:

https://www.instagram.com/p/B-aV537HMh4/?tm_sou...

DYODD

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Ridhwan Muzaki

02 Nov 2020

As you hit retirement age, you might want more bonds:stock ratio for your investment.

I would gradually take out what i need per year for that retirement period and let the rest grow via fixed income.

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Sudhan

29 Oct 2020

Hi Lau Poh Siong, I'll say it all depends on your financial goals when you are 65 and whether you ha...

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