What if i don't ever become a senior position in my career, is that ok? I am in my 30s and i do feel somewhat lagging seeing peers around me holding a senior title.

​

Honestly? Some of the most financially secure people I work with never made it to "Senior" anything.

After helping 250+ young professionals with their finances, I've noticed that career title and financial wellness don't correlate the way we think they do.

I recently worked with two clients—both 34. One's a Senior Manager earning $9K/month, the other's an Analyst at $5.5K. Who's further ahead financially? The Analyst. She started investing early, kept expenses reasonable, and built solid protection coverage. The Senior Manager only started thinking about money after hitting his title—spent his 20s "enjoying life," now playing catch-up.

The real question isn't "Should I chase the promotion?" but "What do I actually need financially, and does that require a senior title?"

Run the numbers:

• What lifestyle do you want at 40? At 65?
• How much do you need monthly to sustain it?
• Does your current path get you there, even without title progression?

Many people discover they're actually fine—if they start building properly now. That means integrated planning: protection (hospitalization, disability, life) + strategic investing (CPF optimization, passive income streams, diversified portfolio). Not one or the other.

My take: The promotion conversation with your boss is worth having—but for growth and fulfillment reasons, not financial panic. If the title matters to you personally, advocate for it. But don't let title anxiety drive financial decisions.

The pros/cons of chasing senior positions deserve their own thread, but financially? You can absolutely build wealth and security without the corner office.

Curious—has anyone here consciously chosen to stay at their current level for lifestyle reasons? How did that play out financially?

At the end of the day, most of us are in the pursuit of happiness.

​

If you are happy with the situation now and how it will be in the future, it's alright. Everyone have their own priorities, interests and circumstances.

​

However, if you are not happy about it now or you potentially see that it would be an issue in the future, act on it now.

Maybe can check with boss what is the criteria / responsibility for a senior position, and evaluate if it is something that you wish to achieve in your career life

Actually also age not = must be on senior positions la. Like that all CEOs + Directors must be in 50s or 60s... Nowadays got young CEOs, Directors, VPs too. Most imptly is can find purpose in doing what you enjoy and then ignore all verbal or non-verbal comments on ppl seeing you no up. Nobody see SG make it also ma but here we are (we are not bad what).