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Anonymous
I am currently holding an OCBC Titanium Rewards Card & Citi Rewards card (just got it recently). I use my titanium card for almost all my spending. Realised my mistake that both cards I have are very similar.
Thinking of maximising credit card benefits and get the Krisflyer UOB Card - gives 3 miles per dollar on categories that my current card don’t offer (dining, travel, transport). Do you all think this is a card to get? I’ll most probably be able to spend $500/ year on SIA purchases.
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Pang Zhe Liang
07 Jan 2020
Lead of Research & Solutions at Havend Pte Ltd
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It depends on your needs and spending habit. In order to do so, I will suggest to have complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit. Here is a guide to help you: https://www.blog.pzl.sg/understanding-your-pers...
From there, we will be able to identify the category of spending that you spend most on. Personally, I ain't a huge fan of the card since its rewards counts in stacks of $5. Therefore, further planning is required in order to maximise it.
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