Advertisement

Anonymous

24 Jan 2021

∙

Should I DCA $100/month into Endowus or Syfe Equity100 if I am currently holding Endowus wealth accum with 30% risk?

I am currently holding Endowus wealth accum with 30% risk investing w/ CPF OA. I am thinking of DCA $100/month. but i can't make up my mind between Endowus or Syfe Equity100. Can anyone please guide me?

1

Discussion (1)

What are your thoughts?

Learn how to style your text

Zac

24 Jan 2021

Noob at Idiots Invest

You're planning to invest $100/month in cash or additional CPF?

What are your considerations with this extra $100? Exposure to global markets or exposure to just US? And exposure to purely equities or a mix of bonds and equities? If your endowus CPF portfolio is 30% risk level, you're likely on a 60-40 portfolio which will already include bonds. If your risk level is conservative enough to include bonds, the volatility of a 100% equities portfolio may not be as tolerable for you.

Syfe Equity100 is heavily-tilted towards the US market. Purely equities.

Endowus offers a mix of equities and bonds ranging 0% equities 100% bonds to 100% equities 0% bonds. But Endowus' equities portfolio is diversified globally (albeit still with as significant US market weighting).

Important question to ask - what is your investment horizon, and what is your tolerance towards volatility? Then you'll have a better idea of which vehicle to use.

Reply

Save

Write your thoughts

Related Posts

Hi I would like to start investing passively and currently have DBS invest saver in STI ETF doing dca, is syfe equity100 another good option to dca in? Looking for gains in the long term

Currently DCA $1k/month on Stashaway at 30% risk. Am considering to swap out of Stashaway and DCA $1k/month to VOO via TD Ameritrade instead. Long term investor. Advice?

I am currently investing $300 per month into ETF STI through DBS. I am a pretty low risk investor. If i carry on contributing this amount per month for the next 30 years (DCA method), will i gain?

If I have $500 monthly for investing (ie goal to 30k in X years), between Stashaway (16% risk) vs Endowus (Balanced) vs Syfe Equity100 - which is better? Is it wise to have 3 Robo accounts simultaneously?

I have 10k, high risk investor. Currently it is in Singlife (2.0% p.a). Please advise whether I should put in Stashaway, Endowus, Syfe or any other platform to earn more than 2.0% p.a?

Related Products

Endowus

4.7

660 Reviews

Endowus Cash Investments Portfolio

Equities, Bonds

INSTRUMENTS

0.25% to 0.60%

ANNUAL MANAGEMENT FEE

$1,000

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Web and Mobile App

PLATFORMS

Syfe

4.6

933 Reviews

StashAway

4.7

1295 Reviews

Related Posts

Hi I would like to start investing passively and currently have DBS invest saver in STI ETF doing dca, is syfe equity100 another good option to dca in? Looking for gains in the long term

Currently DCA $1k/month on Stashaway at 30% risk. Am considering to swap out of Stashaway and DCA $1k/month to VOO via TD Ameritrade instead. Long term investor. Advice?

I am currently investing $300 per month into ETF STI through DBS. I am a pretty low risk investor. If i carry on contributing this amount per month for the next 30 years (DCA method), will i gain?

If I have $500 monthly for investing (ie goal to 30k in X years), between Stashaway (16% risk) vs Endowus (Balanced) vs Syfe Equity100 - which is better? Is it wise to have 3 Robo accounts simultaneously?

I have 10k, high risk investor. Currently it is in Singlife (2.0% p.a). Please advise whether I should put in Stashaway, Endowus, Syfe or any other platform to earn more than 2.0% p.a?

Advertisement