Robo advisory - Beginner Investment (Syfe Vs Endowus)

Hello,

Am a beginner investor (20+) able to accept high risk tolerance, thinking about investing long term, can put aside 5k (won't be using) and just want to grow my wealth.

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Was thinking about putting 85% in endowus 100% equity and 15% in REIT+ without any bonds (for now). I preffered Endowus unit trust compared to Syfe Equity100 ETF and their smart beta strategy. But I don't really hear of people using Endowus for cash.

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Would love to hear your honest opinions! Thanks in advance 😌