facebookRenovation - best credit card for miles - Seedly

Advertisement

cheesepanini

09 Jan 2023

Property

Renovation - best credit card for miles

We are a family looking to start BTO renovation in the middle of the year. Just wondering what's the best miles credit card for appliance purchases? We currently use HSBC Revolution and UOB Ladys - does anybody know which category we should change it to for UOB Ladys?

Discussion (2)

What are your thoughts?

Learn how to style your text

  • Online purchases like Taobao, shopee, lazada I think is under Fashion. See: https://www.moneysmart.sg/credit-cards/uob-lady-s-card
  • If purchase from like Fairprice Hypermart - then Family.
  • If from Tang's/Metro/OG departmental likely under Fashion.
  • Not sure for electronics stores like best denki, harvey norman (MCC 5732)- suggest you can call and ask UOB?

  • Actually I feel it's good to sign up for new cards for cashback for new appliances purchase
  • Time purchases for HSBC Revo - buy some first in 1st mth accumulate the points to exchange for Best Denki/Harvey Norman vouchers (HSBC Rewards) to buy remaining 2nd/3th mth.
  • Or just go capitamall buy appliances then clock points to exchange capitavoucher = this is sharing of my own hack(s) when doing my own reno/purchases.

Hope this is helpful.

Billy

09 Jan 2023

Development & Acquisitions Manager at Real Estate Private Equity

Milelion did a comprehensive review of UOB Lady's card. Based on elimination method, the only possible category would be Fashion since departmental stores fall under this MCC.

https://milelion.com/2022/08/14/review-uob-lady...

Alternatively, you can see what other cards would fit your spending / earnings / rewards requirements: https://milelion.com/2023/01/02/the-milelions-2...

Write your thoughts

Advertisement