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Anonymous
My birthday is in Nov, so Nov 2022 I will be 35. Does it mean I can only apply singles BTO after Nov 2022?
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Does HDB track age by birth year or strictly by birth month as well?
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By birth month. I have checked before, even for purchase of resale flat, the signing of the formal agreement to purchase the house - offer letter must be on or after 35th birthday (verified with HDB and seller agent). Should be the same for BTO.
I have thought of BTO too - but realized the availability is super limited - only non-mature estates + little/low floor/no units available during my search (year 2020-early 21). End up getting resale.
You still have a year - good to do plenty of research.