MoneySmart/Singsaver Credit Card Promotions vs Official Bank Credit Card Promotions

Hello, I would like to ask if credit card sign-up promotions by MoneySmart and/or Singsaver are "stackable" with the promotions by the bank?

E.g: Applying for Citi PremierMiles as New-To-Bank customer and earning 45000 Citi Miles with $9000 spend within first 3 months. (Bank Promotion)

and

Getting Apple Watch SE (worth S$419) or $350 cash via PayNow - making a minimum spend of $200 within 30 days of the account being opened (Current MoneySmart Promotion)

Am I eligible to receive both promotions if I apply through MoneySmart?

Thank you! :)

Citi PremierMiles Visa Card

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Soon Bing Xian

13 Jun 2023

Hi Anon,

As stated in Clause 14 in the following T&C (https://www.citibank.com.sg/global_docs/pdf/pre...),

This Promotion is not valid with other ongoing acquisition gifts or promotions, including any welcome/acquisition promotions that are offered on Singsaver and Moneysmart websites or any welcome/acquisition promotions held at roadshows. For the avoidance of doubt, a customer may only receive one (1) welcome gift for any application of any Citibank credit card or Citibank Ready Credit account.

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thefrugalstudent

25 May 2021

Founder at thefrugalstudent.com

Hi Anon,

In the past, you used to be able to stack both promotions. However, as of now, for the Citi PM, I know for a fact that it is no longer stackable with SingSaver, and I'd imagine the same rule applies with MoneySmart. If you want to be sure, you can try dropping MoneySmart's customer service for inquiries.

Hope this helps!

Regards,

thefrugalstudent

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