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Anonymous

10 Feb 2020

∙

Is it worth it to use UNI$ to offset credit card bills?

Every time I use the UOB credit card to make some spendings, I will receive an SMS asking me whether I want to use my UNI$ to offset the spendings.

I've never tried this before, but I'm considering now given that I do not have so much cash. I wanted to keep the UNI$ for miles but that will leave to more spendings which I may not be able to pay off.

Is it worth it to use UNI$ to offset the credit card bills, or is it better to keep it to exchange for miles?

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Ken K

10 Feb 2020

Best value to convert for miles

offset cc bills use cashback cards

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pat

07 Feb 2020

If your ultimate goal is to exchange for mile, you should keep the UNI$. Do some calculation based on your regular spending habit to check if you are able to exchange for any ticket.

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Chan seng hoong

04 Feb 2020

Its a trade off you have to decide. While uni$$ can give a better value if redeemed with business cl...

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