Is it a good time to DCA or lump sum into Syfe REIT100 now?

Hi Anon,

I know what you mean - I wish I would've started earlier too. As the saying goes, the best time to invest was yesterday, the next best time is today.

If you're investing for the long-term, then short-term market fluctuations shouldn't bother you. Long-term returns are what matter and that will come with time.

With regards to DCA vs lump sum, it depends on your outlook for the market over the next few months. If you think it will be going up, then do lump sum. If you think it will be going down, then do DCA. But ultimately, these are guesses that no one can make accurately. So the better choice is to do whichever you will feel less bad about. Ie if you lump sum today and prices drop every month VS if you DCA and prices go up every month - which feels worse for you?

Regardless, investing in itself is a step in the right direction, so you don't have to worry too much about whether you choose DCA or lump sum. As long as you're comfortable with it and can sustain it, that's all that matters!

All the best!

Regards,

thefrugalstudent