14 Nov 2020
I heard that time in the market is important, so I'm unsure if I should just do lump sum investment? Will it be better to invest one lump sum or DCA? If DCA, how is the frequency?
How should I calculate how much to invest each time too in order to minimise cost? For eg, if min is $10 vs 0.25%, it means I should minimally invest 4k? Anything above 4k is also fine? How to better calculate it?
If the funds are intended to remain invested over a medium to long term, then clearly you want to invest them as early as possible and place negligible emphasis on the current price levels as long as markets are not excessively overvalued. This is because equity markets are always upside-bias over the long term whereas its equally possible to be upside or downside-bias over the short term.
Write your thoughts