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Anonymous
For someone with an annual salary under S$60K.
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You may want to consider the new DBS Altitude card sign up promo that gives you up to 36,000 miles for your first $6000 spend. This works out to be 6mpd. Afterwards, you get 1.5mpd for the first 180 days, which is the best general spend card out there at the $60k income range.
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Cedric Jamie Soh
23 Dec 2019
Director at Seniorcare.com.sg
For me I love the part that its miles does not expire.
There are better cards around, such as UOB Priv miles that is a better earn than Citibank.
However, Citibank Premiermiles's benefit of miles that does not expire seals it for me.
It depends on your prefeence. If you use miles often, go for a better card that earns more miles per dollar spend (UOB Priv miles, Amex Krisflyer)
If you prefer to keep and accumulate miles that does not expire, go for citibank!
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To make it simple, Yes its pretty good
BIGGEST ADVANTAGE: no miles expiry
BIGGEST DISADVANTAGE: 25 bucks per transfer
I would strongly look at OCBC 90N if you have decent transactions and dont worry about miles expiring
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Every card has their edge, and there isn't just a single card that triumphs in all categories. Just ...
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It's a decent general spending miles card