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Anonymous

20 Jun 2020

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General Investing

If my plan is to invest in VOO/VTI for the next 20-30 years, should I still use Kristal’s free 25 trades till I hit $50k AUM?

Or should I start with FSMone’s RSP and stick with it for the Long run?

Kristal.AI FSMOne Fundsupermart

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Ng Wei En

20 Jun 2020

Analyst at Mastercard

If you do not mind having to manage your ETFs in multiple platforms in future, that is kristal.AI and another stock brokerage, then using the free 25 trades till $50k AUM would be a cost-effective way to get into ETFs like VOO/VTI and then find a stock brokerage to buy ETFs directly from.

If you stick to kristal.AI after exceeding $50k AUM, you get charged a 0.3% management fee on top of fees charged by Saxo which is the custodian broker for kristal.AI. You may wish to buy the ETF directly from the broker after you hit the 25 trade limit per year or exceed the 50k AUM for maximum cost-effectiveness. Of course, kristal.AI differentiates itself by coming up with their own basket of equities(can say is their own D.I.Y ETF only available on their platform) which you may consider looking at.

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Hi! I’m planning to put aside $1k-1.5k per month to invest in stock market. Any recommendations where I can read up and invest into? Thanks! (Can put in for long term, no need for next 20-30 years)

Currently in my first year of work and have been investing 25% of my monthly take-home into POSB invest-saver & bonds (80% into STI ETF , 20% into SSB) and 25% into savings. Looking to diversify out of SG market once it hits $10k. Suggestions?

I'm 25 this year, just started my full time job. And am trying to plan for my future. Just signed a life plan and shield plan. What should i do next? Retirement plans, savings plan or investments?

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I would like to begin my ETF investing journey and stay for the long haul. I came across Kristal.AI and saw that they do not charge fees for the first 25 trades below $50k. Are they a good platform to use?

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