I'm 25 this year, just started my full time job. And am trying to plan for my future. Just signed a life plan and shield plan. What should i do next? Retirement plans, savings plan or investments?

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Start building your emergency funds

Hey there, firstly, congratulations on starting a new chapter in your life!

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Firstly, you should also start thinking about your own financial goals, be it short, medium or long-term. And when it comes to savings, we should always start early (as early as one can), save little and save often.

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That's amazing. Congratulations for being such a responsible person.

Rather than looking at what plan next, ask yourself what do your money to do for you in XX years.

It could be that you need some money 5 years later for a wedding.

It could be that you wish to retire at age 40.

It could be that you want to learn investing yourself.

I hope these are some things that could spark off a conversation you can have with yourself or an advisor.

All the best!